680 Co Rd 4246, Bonham, TX 75418 Property Records

Fannin County property record for 680 Co Rd 4246, Bonham, TX 75418

Property Summary

Property Type	Rural Home
Details	1.5 ba · 2,900 sqft · built 2004
Lot Size	12.6 acres (550,729 sqft)
Owner	Individual Name on Record
Tax Bill	$5,283 (2025)
Deeds & Mortgages	Sep 2019 Line of Credit Sep 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0863-067-0010-05`

Property Details

APN / Parcel Number

Primary APN	`0863-067-0010-05`
Alternative APN	`81373`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	2,900 sqft Living Area
1st Floor Area	1,000 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Metal
Construction Type	Wood
Roof Type	Gable
Lot Area	550,729 sqft (12.6 acres)
Garage Type	Attached
Garage Area	700 sqft
Porch	Porch
Porch Area	500 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Electric

Location & Zoning

Account Number	0863-067-0010-05
Street Address	680 COUNTY ROAD 4246
City	BONHAM
State	TX
Zip	75418-9390
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	A0863 S PENDERGRASS, ACRES 12.643
Legal Subdivision	SARAH PENDERGRASS SURVEY ABSTRACT NO 863
Jurisdiction	FANNIN TX
Township / Civil Division	BONHAM
Census Block Group	2
Census Block	2029
Census Tract	950600

Owner

Source: Fannin County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	680 COUNTY ROAD 4246, BONHAM, TX 75418-9390
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2019	Deed of Trust, Mortgage · Line of Credit FIRST UNITED BANK & TRUST CO
Sep 4, 2019	Intrafamily Transfer, Transfer COREY TITLE COMPANY, COLE TITLE CO
Jun 5, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2019
Deed Sale	Jun 5, 2019
Deed Document Number	20193300
Deed Book / Page	2138 / 395
Last Transfer Date	Aug 21, 2019
Transfer Doc	2019005488
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	680 COUNTY ROAD 4246, BONHAM, TX 75418-9390
Transaction Type	Mortgage
Record Updated	Mar 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2019005693
Date	Sep 11, 2019
Instrument	2019005693

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	BONHAM, TX 75418

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FANNIN TX
Recording Date	Sep 4, 2019
Property Address	680 COUNTY ROAD 4246, BONHAM, TX 75418-9390
Document Number	2019005488
Instrument Date	Aug 21, 2019
Instrument	2019005488
Transaction Type	Transfer
Record Updated	Mar 2, 2023
Title Company	COREY TITLE COMPANY, COLE TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	680 COUNTY ROAD 4246, BONHAM, TX 75418-9390
Investor	Possibly a Property Investor

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN TX
Recording Date	Jun 5, 2019
Property Address	680 COUNTY ROAD 4246, BONHAM, TX 75418-9390
Document Number	02138/0395
Book / Page	2138 / 0395
Instrument Date	May 13, 2019
Instrument	2019-3300
Transaction Type	Transfer
Record Updated	Mar 2, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 740, BONHAM, TX 75418-0740

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	680 COUNTY ROAD 4246, BONHAM, TX 75418-9390
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fannin County
Unified School District	Bonham Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,283.00 (+39.25%) Homeowner's exemption	$513,590 (-4.1%) Land $246,010 Building $267,580	$513,590 (-4.1%) Land $246,010 Building $267,580
2024	$3,794.00 (-8.53%)
2023		$535,560 Land $254,390 Building $281,170	$535,560 Land $254,390 Building $281,170
2018	$4,148.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2015–2017)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARLEDGE RIDGE WSC serves 2,205 people · EPA ID TX0740019
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
360 Broadband Fixed Wireless	30 / 5
Rise Broadband Fixed Wireless	25 / 5

May also be available: Peoples Communications.

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