658 Algona Ave, Elgin, IL 60120 Property Records

Kane County property record for 658 Algona Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 740 sqft · built 1935
Lot Size	0.6 acres (2,604 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Apr 2025)
Tax Bill	$4,023 (2025)
Deeds & Mortgages	Sep 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-12-429-016`

Property Details

APN / Parcel Number

Primary APN	`06-12-429-016`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	740 sqft Living Area
Gross Area	1,240 sqft
1st Floor Area	740 sqft
Basement Area	500 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Exterior Material	Brick
Lot Area	2,604 sqft (0.6 acres)

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	658 ALGONA AVE
City	ELGIN
State	IL
Zip	60120-3999
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRESTONS ADD EAST 42 FT LOT 9 BLK 1
Legal Subdivision	PRESTONS ADD
Legal Block	1
Legal Lot Number	9
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4000
Census Tract	850800

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	140 E LAKE ST, 9B, ELMHURST, IL 60126-2053
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2025 · Amount on Record
Deed Sale	Apr 16, 2025 · Amount on Record
Prior Sale	Oct 8, 2014 · Amount on Record
Deed Document Number	202513408
Prior Transfer Date	Sep 18, 2014
Prior Transfer Doc	0000050310
Record Updated	Sep 20, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	658 ALGONA AVE, ELGIN, IL 60120-3999
Document Number	0000052604
Instrument Date	Sep 30, 2017
Transaction Type	Mortgage
Record Updated	Nov 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 VILLA ST ELGIN IL 601206762, ELGIN, IL 60120-6762

Mortgage

Document Number	0000052604
Date	Oct 6, 2017
Instrument	52604

Lender

Name	BMO HARRIS BK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 5, 2047

Interest

Rate Type	Adjustable Rate
Rate	6.49%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,023.00 (+15.97%)	$52,734 (+8.57%) Land $9,986 Building $42,748	$158,265 (+8.57%) Land $29,970 Building $128,295
2024		$48,572 (+21.39%) Land $9,198 Building $39,374	$145,774 (+21.44%) Land $27,605 Building $118,169
2022	$3,469.00 (+3.96%)	$40,012 (+6.96%) Land $7,577 Building $32,435	$120,036 (+6.96%) Land $22,731 Building $97,305
2021	$3,337.00	$37,408 Land $7,084 Building $30,324	$112,224 Land $21,252 Building $90,972

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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