665 Algona Ave, Elgin, IL 60120 Property Records

Kane County property record for 665 Algona Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,184 sqft · built 1925
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$131,000 (Jan 2016)
Tax Bill	$5,372 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-12-431-003`

Property Details

APN / Parcel Number

Primary APN	`06-12-431-003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,184 sqft Living Area
Gross Area	2,072 sqft
1st Floor Area	1,184 sqft
Basement Area	888 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	665 ALGONA AVE
City	ELGIN
State	IL
Zip	60120-3998
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRESTONS ADDN LOT 6 BLOCK 2
Legal Subdivision	PRESTONS ADDN
Legal Block	2
Legal Lot Number	6
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4000
Census Tract	850800

Owner

Source: Kane County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	665 ALGONA AVE, ELGIN, IL 60120-3998
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2023	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Feb 15, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2016 · Amount on Record
Deed Sale	Jan 12, 2016 · Amount on Record
Prior Sale	Jul 18, 2011 · Amount on Record
Deed Document Number	20161727
Prior Transfer Date	Sep 16, 2013
Prior Transfer Doc	0000068081
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	665 ALGONA AVE, ELGIN, IL 60120-3998
Transaction Type	Mortgage
Record Updated	Aug 28, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	665 ALGONA AVE, ELGIN, IL 60120-3998
Investor	Possibly a Property Investor

Mortgage

Document Number	0000028588
Date	Aug 18, 2023
Instrument	2023K028588

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Aug 1, 2063

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	665 ALGONA AVE, ELGIN, IL 60120-3998
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	665 ALGONA AVE, ELGIN, IL 60120-3998

Mortgage

Document Number	0000009013
Date	Feb 15, 2022
Instrument	2022K009013

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,372.00 (+4.51%) Homeowner's exemption	$78,419 (+8.57%) Land $21,022 Building $57,397	$235,351 (+8.57%) Land $63,091 Building $172,260
2024	$5,140.00 (+10.8%)	$72,229 (+21.39%) Land $19,363 Building $52,866	$216,774 (+21.44%) Land $58,112 Building $158,661
2022	$4,639.00 (+4.79%) Homeowner's exemption	$59,500 (+6.96%) Land $15,951 Building $43,549	$178,500 (+6.96%) Land $47,853 Building $130,647
2021	$4,427.00 Homeowner's exemption	$55,628 Land $14,913 Building $40,715	$166,884 Land $44,739 Building $122,145

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

Nearby Properties on Algona Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures