650 Algona Ave, Elgin, IL 60120 Property Records

Kane County property record for 650 Algona Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 963 sqft · built 1940
Lot Size	0.128 acres (5,580 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,000 (Mar 2022)
Tax Bill	$4,412 (2025)
Deeds & Mortgages	Mar 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`06-12-429-006`

Property Details

APN / Parcel Number

Primary APN	`06-12-429-006`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	963 sqft Living Area
Gross Area	1,680 sqft
1st Floor Area	963 sqft
Basement Area	717 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	5,580 sqft (0.128 acres)

Utilities, Heating & Cooling

Cooling System	None
Water Source	Commercial

Location & Zoning

Street Address	650 ALGONA AVE
City	ELGIN
State	IL
Zip	60120-3999
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRESTONS ADDN WEST 90 FT LOT 9 BLOCK 1
Legal Subdivision	PRESTONS ADDN
Legal Block	1
Legal Lot Number	9
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4000
Census Tract	850800

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1150 MILLCREEK LN, ALGONQUIN, IL 60102-5971
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2022 · Amount on Record
Deed Sale	Mar 14, 2022 · Amount on Record
Prior Sale	Jul 31, 2007 · Amount on Record
Deed Document Number	202214258
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 14, 2022
Property Address	650 ALGONA AVE, ELGIN, IL 60120-3999
Document Number	0000014258
Instrument Date	Mar 4, 2022
Instrument	2022K014258
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$195.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	650 ALGONA AVE, 650, ELGIN, IL 60120-3999

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1150 MILLCREEK LN, ALGONQUIN, IL 60102-5971

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,412.00 (+15.77%) Homeowner's exemption	$65,841 (+8.57%) Land $16,784 Building $49,057	$197,602 (+8.57%) Land $50,372 Building $147,230
2024		$60,644 (+21.39%) Land $15,459 Building $45,185	$182,005 (+21.44%) Land $46,396 Building $135,609
2022	$3,811.00 (+4.96%) Homeowner's exemption	$49,957 (+6.96%) Land $12,735 Building $37,222	$149,871 (+6.96%) Land $38,205 Building $111,666
2021	$3,631.00 Homeowner's exemption	$46,706 Land $11,906 Building $34,800	$140,118 Land $35,718 Building $104,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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