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657 Algona Ave, Elgin, IL 60120 Property Records

Kane County property record for 657 Algona Ave, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,152 sqft · built 1920
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on Record
Tax Bill$4,786 (2025)
Deeds & MortgagesJul 2020 Transfer
Sep 2020 Transfer
Flood ZoneZone X (minimal risk)
APN06-12-431-002

Property Details

APN / Parcel Number

Primary APN06-12-431-002

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,152 sqft Living Area
Gross Area2,016 sqft
1st Floor Area1,152 sqft
Basement Area864 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Construction TypeFrame
Lot Area8,712 sqft (0.2 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address657 ALGONA AVE
CityELGIN
StateIL
Zip60120-3998
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPRESTONS ADDN LOT 7 BLOCK 2
Legal SubdivisionPRESTONS ADDN
Legal Block2
Legal Lot Number7
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group4
Census Block4000
Census Tract850800

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address657 ALGONA AVE, ELGIN, IL 60120-3998
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 16, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Sep 11, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJul 6, 2020
Transfer Doc0000052259
Record UpdatedSep 20, 2026

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateJul 16, 2020
Property Address657 ALGONA AVE, ELGIN, IL 60120-3998
Document Number0000038532
Instrument DateJul 6, 2020
Instrument38532
Transaction TypeTransfer
Record UpdatedAug 12, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address115 WESTRIDGE BLVD BARTLETT IL 601031349, BARTLETT, IL 60103-1349

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateSep 11, 2020
Property Address657 ALGONA AVE, ELGIN, IL 60120-3998
Document Number0000052259
Instrument DateJul 6, 2020
Instrument52259
Transaction TypeTransfer
Record UpdatedOct 16, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address657 ALGONA AVE ELGIN IL 601203998, ELGIN, IL 60120-3998

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,786.00 (+2.7%) Homeowner's exemption$78,741 (+8.57%) Land $21,022 Building $57,719$236,318 (+8.57%) Land $63,091 Building $173,226
2024$72,526 (+21.39%) Land $19,363 Building $53,163$217,665 (+21.44%) Land $58,112 Building $159,553
2022$4,660.00 (+4.77%) Homeowner's exemption$59,745 (+6.96%) Land $15,951 Building $43,794$179,235 (+6.96%) Land $47,853 Building $131,382
2021$4,448.00 Homeowner's exemption$55,857 Land $14,913 Building $40,944$167,571 Land $44,739 Building $122,832

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
AT&T
DSL · Fixed Wireless in parts of the area		100 / 20

May also be available: T-Mobile.

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