Kane County property record for 640 Algona Ave, Elgin, IL 60120 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1930 |
| Square Footage | 1,764 sqft Living Area |
| Lot Size | 8,085 sqft (0.186 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $108,000 (1995) |
| Tax Bill | $6,534.00 (2025) |
Source: Kane County records · APN 06-12-428-020
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 640 ALGONA AVE, ELGIN, IL 60120-3904 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 09, 1995 · Amount on Record |
| Deed Sale | Nov 09, 1995 · Amount on Record |
| Deed Doc Number | 199568657 |
| Deed Book / Page | 1140 / 606 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 640 ALGONA AVE, ELGIN, IL 60120-3904 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000082081 |
|---|---|
| Date | Dec 30, 2020 |
| Instrument | 2020K082081 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Closed End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 10, 2035 |
Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,534.00 (+15.83%) Homeowner's exemption | $93,653 (+8.57%) Land $20,385 Building $73,268 | $281,071 (+8.57%) Land $61,179 Building $219,892 |
| 2024 | $86,261 (+21.39%) Land $18,776 Building $67,485 | $258,887 (+21.44%) Land $56,351 Building $202,536 | |
| 2022 | $5,641.00 (+4.64%) Homeowner's exemption | $71,059 (+6.96%) Land $15,467 Building $55,592 | $213,177 (+6.96%) Land $46,401 Building $166,776 |
| 2021 | $5,391.00 Homeowner's exemption | $66,436 Land $14,461 Building $51,975 | $199,308 Land $43,383 Building $155,925 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 06-12-428-020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,764 sqft Living Area |
| Gross Area | 2,696 sqft Gross Area |
| Basement Area | 932 sqft Basement |
| Stories | 2 Stories |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Construction Type | Frame Construction |
| Lot Area | 8,085 sqft (0.186 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Cooling System | HVAC Cooling |
|---|
| Street Address | 640 ALGONA AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-3904 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | FAIR GROUND ADDN SOUTH 122.5 FT LOT 8 BLOCK 3 |
| Legal Subdivision | FAIR GROUND ADDN |
| Legal Block | 3 |
| Legal Lot Number | 8 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 4 |
| Census Block | 4001 |
| Census Tract | 850800 |
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