656 River Way, Spring Branch, TX 78070 Property Records

Comal County property record for 656 River Way, Spring Branch, TX 78070 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details6 ba · 4,947 sqft · built 2017
Lot Size1.02 acres (44,431 sqft)
OwnerIndividual Name on File
Tax Bill$2,775 (2022)
Deeds & MortgagesApr 2021 Mortgage
Dec 2025 Transfer
+ 6 more
Flood ZoneZone X (minimal risk)
APN45-0712-0006-00

Property Details

APN / Parcel Number

Primary APN45-0712-0006-00
Alternative APN
  • 49771

Interior

Full Baths6 Baths
Stories2 Stories
Building Area4,947 sqft Living Area
1st Floor Area4,947 sqft
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Exterior MaterialCombination
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialMetal
Lot Area44,431 sqft (1.02 acres)
Garage TypeAttached
Garage Area647 sqft
Parking Spaces6 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchCovered Porch
Porch Area1,628 sqft
Patio Area800 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic

Location & Zoning

Account Number49771
Old Parcel Number450712000600
Street Address656 RIVER WAY
CitySPRING BRANCH
StateTX
Zip78070-5969
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVER CROSSING, LOT 6
Legal SubdivisionRIVER CROSSING
Legal Lot Number6
JurisdictionCOMAL TX
Township / Civil DivisionCANYON LAKE
Census Block Group3
Census Block3009
Census Tract310703

Owner

Source: Comal County records · APN 45-0712-0006-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address656 RIVER WAY, SPRING BRANCH, TX 78070-5969
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Dec 22, 2025Gift Deed, Transfer
Dec 18, 2025Vendor's Lien, Transfer · Conventional Mortgage
PENTAGON FCU
Mar 22, 2023Vendor's Lien, Transfer · Conventional Mortgage
RB MORTGAGE LLC
Sep 10, 2019Warranty Deed, Transfer
GUARANTEED RATE
Mar 07, 2018Deed of Trust, Mortgage
SUPREME LNDG
Jun 29, 2017Trustee's Deed, Construction Loan · Construction Mortgage
LONE STAR CAP BK
Jan 30, 2017Vendor's Lien, Transfer
RANDOLPH BROOKS FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 18, 2025
Deed SaleDec 18, 2025
Prior SaleDec 18, 2025
Deed Document Number0006039997
Last Transfer DateDec 22, 2025
Transfer Doc0006040152
Record UpdatedJun 08, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOMAL TX
Property Address656 RIVER WAY, SPRING BRANCH, TX 78070-5969
Transaction TypeMortgage
Record UpdatedMay 19, 2026
Title CompanyALAMO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006022962
DateApr 29, 2021
Instrument202106022962
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

December 2025: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionCOMAL TX
Recording DateDec 22, 2025
Property Address656 RIVER WAY, SPRING BRANCH, TX 78070-5969
Document Number0006040152
Map ReferenceVOL 13 PG 184
Instrument DateDec 19, 2025
Instrument202506040152
Transaction TypeTransfer
Record UpdatedJan 08, 2026

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address6022 NORSE, SAN ANTONIO, TX 78240-5714

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address656 RIVER WAY, SPRING BRANCH, TX 78070-5969

December 2025: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionCOMAL TX
Recording DateDec 18, 2025
Property Address656 RIVER WAY, SPRING BRANCH, TX 78070-5969
Document Number0006039997
Map ReferenceVOL 13 PG 110-14
Instrument DateDec 18, 2025
Instrument202506039997
Transaction TypeTransfer
Record UpdatedMay 19, 2026
Title CompanyITC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14631 SWEET CLOVER, SAN ANTONIO, TX 78253-4044

Transferred To (Grantee/Buyer)

NameVerified Name
Address656 RIVER WAY, SPRING BRANCH, TX 78070-5969

Mortgage

Document Number0006039998
DateDec 18, 2025
Instrument202506039998
Lender
NamePENTAGON FCU
TypeCredit Union
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5.87%
AdjustableAdjustable Rate Rider
Type Change DateJan 01, 2031
Change Frequency6 Months
Min Rate At Change3.87%
Max Rate At Change7.87%
IndexSOFR Average 30-Day
Max Rate10.8%

March 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionCOMAL TX
Recording DateMar 22, 2023
Property Address656 RIVER WAY, SPRING BRANCH, TX 78070-5969
Document Number0006008709
Map ReferenceVOL 13 PG 110
Instrument DateMar 16, 2023
Instrument202306008709
Transaction TypeTransfer
Record UpdatedJan 08, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address656 RIVER WAY, SPRING BRANCH, TX 78070-5969

Transferred To (Grantee/Buyer)

NameVerified Name
Address506 MCKNIGHT RNCH, SAN ANTONIO, TX 78245-3477

Mortgage

Document Number0006008710
DateMar 22, 2023
Instrument202306008710
Lender
NameRB MORTGAGE LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2053
Interest
Rate TypeAdjustable Rate
Rate4.75%
AdjustableAdjustable Rate Rider
Type Change DateApr 01, 2028
Change Frequency5 Years
Min Rate At Change2%
Max Rate At Change7.75%
Index5-Year CMT
Margin2
Max Rate9.75%

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOMAL TX
Recording DateSep 10, 2019
Property Address656 RIVER WAY, SPRING BRANCH, TX 78070-5969
Document Number0006032243
Instrument DateSep 10, 2019
Instrument6032243
Transaction TypeTransfer
Record UpdatedSep 24, 2019
Title CompanyALAMO TITLE COMPANY, ALAMO TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address656 RIVER WAY SPRING BRANCH TX 780705969, SPRING BRANCH, TX 78070-5969

Mortgage

Document Number6032244
DateSep 10, 2019
Instrument6032244
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
AmountAmount Recorded
Term360 Months
DueSep 09, 2049

Mortgage

Document Number6032245,
DateSep 10, 2019
Instrument6032245
Lender
NameINTERNATIONAL BK/COMMERCE
TypeBank
AddressAUSTIN, TX 78758
Agreement
AmountAmount Recorded
Term180 Months
DueSep 09, 2034

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOMAL TX
Property Address656 RIVER WAY, SPRING BRANCH, TX 78070-5969
Document Number0006009149
Instrument DateMar 07, 2018
Transaction TypeMortgage
Record UpdatedMar 26, 2018
Title CompanyTEXAS TITLE ASSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address656 RIVER WAY SPRING BRANCH TX 780705969, SPRING BRANCH, TX 78070-5969

Mortgage

Document Number0006009149
DateMar 12, 2018
Instrument6009149
Lender
NameSUPREME LNDG
AddressDALLAS, TX 75254
Agreement
AmountAmount Recorded
Term360 Months
DueMar 11, 2048

June 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionCOMAL TX
Recording DateJun 29, 2017
Property Address656 RIVER WAY, SPRING BRANCH, TX 78070-5969
Instrument DateJun 27, 2017
Instrument6031134
Transaction TypeConstruction Loan
Record UpdatedJul 18, 2017
Title CompanyTEXAS TITLE ASSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address30860 RETAMA RDG BULVERDE TX 781634102, BULVERDE, TX 78163-4102

Mortgage

Document Number0006031134
DateJun 29, 2017
Instrument6031134
Lender
NameLONE STAR CAP BK
TypeBank
AddressSAN ANTONIO, TX 78232
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

January 2017: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionCOMAL TX
Recording DateJan 30, 2017
Property Address656 RIVER WAY, SPRING BRANCH, TX 78070-5969
Document Number0006004065
Map ReferenceVOL13 PG110-114
Instrument DateJan 26, 2017
Instrument201706004065
Transaction TypeTransfer
Record UpdatedOct 08, 2021
Title CompanyALAMO TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1923 WILSON BEND RD, 1923, MILLSAP, TX 76066-2029

Transferred To (Grantee/Buyer)

NameVerified Name
Address30860 RACRTAM RIODGE BLVD, BULVERDE, TX 78163

Mortgage

Document Number0006004066
DateJan 30, 2017
Instrument201706004066
Lender
NameRANDOLPH BROOKS FCU
TypeCredit Union
Special NotesSeller Financed
Agreement
AmountAmount Recorded
Term181 Months
DueFeb 01, 2032

Tax Assessment & Valuation

Source: Comal County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateTexas
CountyComal County
Unified School DistrictComal Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,584,891 (+31.8%) Land $158,190 Building $1,471,000$1,629,190 (+35.48%) Land $158,190 Building $1,471,000
2023$1,202,490 Land $158,190 Building $1,044,300$1,202,490 Land $158,190 Building $1,044,300
2022$2,775.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Comal County (48091C), updated October 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480913107033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 35 individual NFIP policies nearby
Nearby Flood Policies35 in force
27 of 35 on primary residences
Nearby Flood Claims4 (2013–2015)
Claims Outside the SFHA2 of 4
Most Recent ClaimOct 2015, rainfall accumulation, Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Flood Events
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding (Oct 2015), 2 claims

Wildfire

Wildfire RiskModerate
above 50% of the US · above 25% of Texas
Wildfire LikelihoodAbout 1 in 1,031 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on River Way

Nearby Streets

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