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655 Oak St, Elgin, IL 60123 Property Records

Kane County property record for 655 Oak St, Elgin, IL 60123 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 1900
Square Footage1,503 sqft Living Area
Lot Size8,276 sqft (0.19 acres)
GarageDetached
OccupancyOwner Occupied
Tax Bill$6,227.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-23-178-004

Interior

Full Baths2 Baths
Total Rooms7 Rooms
Building Area1,503 sqft Living Area
Gross Area2,505 sqft Gross Area
Basement Area1,002 sqft Basement
Stories5 Stories

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Construction TypeFrame Construction
Lot Area8,276 sqft (0.19 acres)
Parking Spaces3 Parking Spaces
Garage TypeDetached Garage

Location & Zoning

Street Address655 OAK ST
CityELGIN
StateIL
Zip60123-7456
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionJ C & W H KIMBALLS 4TH ADDN LOT 1 BLOCK 10
Legal SubdivisionJ C&W H KIMBALLS 4TH ADDN
Legal Block10
Legal Lot Number1
JurisdictionKANE IL
Minor Civil DivisionELGIN
Census Blockgroup5
Census Block5021
Census Tract851600

Owner

Source: Kane County records · APN 06-23-178-004

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address56 S GROVE AVE, ELGIN, IL 60120-6404
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 23, 2017Deed of Trust, Mortgage · Commercial Mortgage
CITY OF ELGIN
Dec 13, 2017Warranty Deed, Transfer
HABITAT/HUMANITY/NTHRN FOX VLY
Jan 11, 2017Grant Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record RefreshedSep 20, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address655 OAK ST, ELGIN, IL 60123-7456
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000026141
DateMay 23, 2017
Instrument2017K26141
Lender
NameCITY OF ELGIN
TypeGovernment Agency
AddressELGIN, IL 60120
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateDec 13, 2017
Property Address655 OAK ST, ELGIN, IL 60123-7456
Document Number0000064695
Instrument DateNov 30, 2017
Instrument64695
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1208 HEMLOCK LN ELGIN IL 601204843, ELGIN, IL 60120-4843

Mortgage

Document Number64696
DateDec 13, 2017
Instrument64696
Lender
NameHABITAT/HUMANITY/NTHRN FOX VLY
Address56 S GROVE AVE, ELGIN, IL 60120-6404
Agreement
AmountAmount Recorded
Term360 Months
DueDec 12, 2047

January 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKANE IL
Recording DateJan 11, 2017
Property Address655 OAK ST, ELGIN, IL 60123-7456
Document Number0000002030
Instrument DateDec 20, 2016
Instrument2030
Transaction TypeTransfer
Record UpdatedMay 02, 2017
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address56 S GROVE AVE ELGIN IL 601206404, ELGIN, IL 60120-6404

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,227.00 (+15.83%) Homeowner's exemption$89,623 (+8.57%) Land $18,126 Building $71,497$268,977 (+8.57%) Land $54,400 Building $214,577
2024$82,548 (+21.39%) Land $16,695 Building $65,853$247,743 (+21.44%) Land $50,105 Building $197,638
2022$5,376.00 (+4.67%) Homeowner's exemption$68,000 (+6.96%) Land $13,753 Building $54,247$204,000 (+6.96%) Land $41,259 Building $162,741
2021$5,136.00 Homeowner's exemption$63,575 Land $12,858 Building $50,717$190,725 Land $38,574 Building $152,151

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