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621 Oak St, Elgin, IL 60123 Property Records

Kane County property record for 621 Oak St, Elgin, IL 60123 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1924
Square Footage596 sqft Living Area
Lot Size8,712 sqft (0.2 acres)
GarageDetached
Last Sale$146,000 (2018)
Tax Bill$4,413.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-23-179-002

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms4 Rooms
Building Area596 sqft Living Area
Gross Area1,192 sqft Gross Area
1st Floor596 sqft 1st Floor
Basement Area596 sqft Basement
Stories1 Stories

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1924
Architectural StyleBungalow Style
Construction TypeFrame Construction
Lot Area8,712 sqft (0.2 acres)
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Water SourceCommercial Water Source

Location & Zoning

Street Address621 OAK ST
CityELGIN
StateIL
Zip60123-7409
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionJ C & W H KIMBALLS 4TH ADDN LOT 4 BLOCK 9
Legal SubdivisionJ C&W H KIMBALLS 4TH ADDN
Legal Block9
Legal Lot Number4
JurisdictionKANE IL
Minor Civil DivisionELGIN
Census Blockgroup5
Census Block5020
Census Tract851600

Owner

Source: Kane County records · APN 06-23-179-002

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3745 W 59TH PL, CHICAGO, IL 60629-3910
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTenant By Entirety

Deeds, Mortgages & Sale History

DateDocument
Aug 05, 2026Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
SERVICELINK
Jan 27, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
CALIBER HOME LOANS INC
Nov 09, 2018Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 09, 2018 · Amount on Record
Deed SaleNov 09, 2018 · Amount on Record
Prior SaleFeb 06, 2012 · Amount on Record
Deed Doc Number201854918
Prior Transfer DateMay 27, 2003
Prior Transfer Doc0000130505
Record RefreshedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Recording DateAug 05, 2026
Property Address621 OAK ST, ELGIN, IL 60123-7409
Document Number0000033469
Instrument DateJun 17, 2026
Instrument202633469
Transaction TypeMortgage
Record UpdatedAug 13, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address621 OAK ST, ELGIN, IL 60123-7409

Mortgage

Document Number0000033469,
DateAug 05, 2026
Instrument202633469
Lender
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term479 Months
DueJul 01, 2066
Interest
Rate6.51%
Max Rate-1%

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address621 OAK ST, ELGIN, IL 60123-7409
Transaction TypeMortgage
Record UpdatedFeb 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address621 OAK ST, ELGIN, IL 60123-7409

Mortgage

Document Number0000005264
DateJan 27, 2022
Instrument2022K005264
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressOKLAHOMA CITY, OK 73134
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term322 Months
DueNov 01, 2048

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateNov 09, 2018
Property Address621 OAK ST, ELGIN, IL 60123-7409
Document Number0000054918
Instrument DateOct 09, 2018
Instrument54918
Transaction TypeTransfer
Record UpdatedNov 23, 2018
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$219.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address3745 W 59TH PL CHICAGO IL 606293910, CHICAGO, IL 60629-3910

Mortgage

Document Number54919
DateNov 09, 2018
Instrument54919
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueNov 08, 2048

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,413.00 (+15.95%)$57,855 (+8.57%) Land $18,999 Building $38,856$173,634 (+8.57%) Land $57,020 Building $116,615
2024$53,288 (+21.39%) Land $17,499 Building $35,789$159,928 (+21.44%) Land $52,518 Building $107,410
2022$3,806.00 (+3.96%)$43,897 (+6.96%) Land $14,415 Building $29,482$131,691 (+6.96%) Land $43,245 Building $88,446
2021$3,661.00$41,041 Land $13,477 Building $27,564$123,123 Land $40,431 Building $82,692

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