625 Oak St, Elgin, IL 60123 Property Records

Kane County property record for 625 Oak St, Elgin, IL 60123 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1933
Square Footage1,698 sqft Living Area
Lot Size6,534 sqft (0.15 acres)
OccupancyOwner Occupied
Last Sale$195,000 (2018)
Tax Bill$6,317.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-23-179-001

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area1,698 sqft Living Area
Gross Area2,853 sqft Gross Area
Basement Area1,155 sqft Basement
Stories5 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1933
Effective Year BuiltEffective 1933
Architectural StyleCottage Style
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Lot Area6,534 sqft (0.15 acres)
Depth X Width132 ft x 50 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Water SourceCommercial Water Source

Location & Zoning

Street Address625 OAK ST
CityELGIN
StateIL
Zip60123-7409
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionJ C & W H KIMBALLS 4TH ADDN LOT 5 BLOCK 9
Legal SubdivisionJ C&W H KIMBALLS 4TH ADDN
Legal Block9
Legal Lot Number5
JurisdictionKANE IL
Minor Civil DivisionELGIN
Census Blockgroup5
Census Block5020
Census Tract851600

Owner

Source: Kane County records · APN 06-23-179-001

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address625 OAK ST, ELGIN, IL 60123-7409
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 08, 2026Deed of Trust, Mortgage · Stand Alone Second Mortgage
NAVY FCU
Aug 16, 2018Warranty Deed, Transfer · Veterans Administration Mortgage
NAVY FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 16, 2018 · Amount on Record
Deed SaleAug 16, 2018 · Amount on Record
Prior SaleAug 19, 2015 · Amount on Record
Deed Doc Number201840138
Prior Transfer DateFeb 10, 2013
Prior Transfer Doc0000008542
Record RefreshedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address625 OAK ST, ELGIN, IL 60123-7409
Transaction TypeMortgage
Record UpdatedJan 15, 2026
Title CompanyAMERICAN NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000000980
DateJan 08, 2026
Instrument2026K000980
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term61 Months
DueFeb 01, 2031

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateAug 16, 2018
Property Address625 OAK ST, ELGIN, IL 60123-7409
Document Number0000040138
Instrument DateAug 14, 2018
Instrument40138
Transaction TypeTransfer
Record UpdatedAug 27, 2018
Title CompanyATTORNEY'S TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$292.50
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address691 GREENBRIER LN CRYSTAL LAKE IL 600147010, CRYSTAL LAKE, IL 60014-7010

Mortgage

Document Number40139
DateAug 16, 2018
Instrument40139
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueAug 15, 2048

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,317.00 (+4.36%) Homeowner's exemption
2024$6,053.00 (+11%)$83,637 (+21.39%) Land $14,313 Building $69,324$251,011 (+21.44%) Land $42,956 Building $208,055
2022$5,453.00 (+4.64%) Homeowner's exemption$68,898 (+6.96%) Land $11,791 Building $57,107$206,694 (+6.96%) Land $35,373 Building $171,321
2021$5,211.00 Homeowner's exemption$64,415 Land $11,024 Building $53,391$193,245 Land $33,072 Building $160,173

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