616 Oak St, Elgin, IL 60123 Property Records

Kane County property record for 616 Oak St, Elgin, IL 60123 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1954
Square Footage1,085 sqft Living Area
Lot Size3,630 sqft (0.83 acres)
OccupancyOwner Occupied
Last Sale$185,000 (2006)
Tax Bill$5,034.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-23-136-007

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area1,085 sqft Living Area
Gross Area1,899 sqft Gross Area
1st Floor1,085 sqft 1st Floor
Basement Area814 sqft Basement
Stories1 Stories

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Exterior MaterialBrick Exterior
Lot Area3,630 sqft (0.83 acres)
Depth X Width66 ft x 55 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage

Location & Zoning

Street Address616 OAK ST
CityELGIN
StateIL
Zip60123-7410
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionJ C & W H KIMBALLS 4TH ADDN EAST 55 FT LOT 6 BLOCK 8
Legal SubdivisionJ C&W H KIMBALLS 4TH ADDN
Legal Block8
Legal Lot Number6
JurisdictionKANE IL
Minor Civil DivisionELGIN
Census Blockgroup5
Census Block5019
Census Tract851600

Owner

Source: Kane County records · APN 06-23-136-007

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address616 OAK ST, ELGIN, IL 60123-7410
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 23, 2006 · Amount on Record
Deed SaleMar 23, 2006 · Amount on Record
Prior SaleSep 24, 2002 · Amount on Record
Deed Doc Number200631514
Prior Transfer DateOct 08, 1998
Prior Transfer Doc0000100474
Record RefreshedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address616 OAK ST, ELGIN, IL 60123-7410
Transaction TypeMortgage
Record UpdatedAug 05, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000025376
DateApr 01, 2021
Instrument2021K025376
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueApr 01, 2041
Interest
Rate2.75%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,034.00 (+15.8%) Homeowner's exemption
2024$68,153 (+21.39%) Land $11,131 Building $57,022$204,541 (+21.44%) Land $33,406 Building $171,134
2022$4,347.00 (+4.82%) Homeowner's exemption$56,142 (+6.96%) Land $9,169 Building $46,973$168,426 (+6.96%) Land $27,507 Building $140,919
2021$4,147.00 Homeowner's exemption$52,488 Land $8,572 Building $43,916$157,464 Land $25,716 Building $131,748

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Oak St

Nearby Streets

Search Property Records by Address or Parcel Number