615 Oak St, Elgin, IL 60123 Property Records

Kane County property record for 615 Oak St, Elgin, IL 60123 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1.5 Baths
Year Built	Built 1924
Square Footage	1,109 sqft Living Area
Lot Size	8,712 sqft (0.2 acres)
Garage	Detached
Occupancy	Owner Occupied
Tax Bill	$4,408.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-23-179-003`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	1,109 sqft Living Area
Gross Area	1,993 sqft Gross Area
1st Floor	1,109 sqft 1st Floor
Basement Area	884 sqft Basement
Stories	1 Stories

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Construction Type	Frame Construction
Foundation Type	No Foundation Foundation
Lot Area	8,712 sqft (0.2 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage

Utilities and HVAC

Cooling System	HVAC Cooling

Location & Zoning

Street Address	615 OAK ST
City	ELGIN
State	IL
Zip	60123-7409
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	J C & W H KIMBALLS 4TH ADDN LOT 3 BLOCK 9
Legal Subdivision	J C&W H KIMBALLS 4TH ADDN
Legal Block	9
Legal Lot Number	3
Jurisdiction	KANE IL
Minor Civil Division	ELGIN
Census Blockgroup	5
Census Block	5020
Census Tract	851600

Owner

Source: Kane County records · APN 06-23-179-003

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	615 OAK ST, ELGIN, IL 60123-7409
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	615 OAK ST, ELGIN, IL 60123-7409
Transaction Type	Mortgage
Record Updated	Jan 02, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003243
Date	Jan 31, 2023
Instrument	2023K003243

Lender

Name	ALLIANT CREDIT UNION
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 30, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,408.00 (+1.73%) Homeowner's exemption	$73,779 (+8.57%) Land $18,999 Building $54,780	$221,426 (+8.57%) Land $57,020 Building $164,406
2024		$67,955 (+21.39%) Land $17,499 Building $50,456	$203,947 (+21.44%) Land $52,518 Building $151,429
2022	$4,333.00 (+4.84%) Homeowner's exemption	$55,979 (+6.96%) Land $14,415 Building $41,564	$167,937 (+6.96%) Land $43,245 Building $124,692
2021	$4,133.00 Homeowner's exemption	$52,336 Land $13,477 Building $38,859	$157,008 Land $40,431 Building $116,577