655 Enterprise St, Elgin, IL 60120 Property Records

Kane County property record for 655 Enterprise St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,161 sqft · built 1931
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Company Names on Record
Last Sale	$121,000 (Jul 1999)
Tax Bill	$6,043 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-12-479-001`

Property Details

APN / Parcel Number

Primary APN	`06-12-479-001`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,161 sqft Living Area
Gross Area	2,322 sqft
1st Floor Area	1,161 sqft
Basement Area	1,161 sqft

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Exterior Material	Brick
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	655 ENTERPRISE ST
City	ELGIN
State	IL
Zip	60120-3968
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOHN GOLLS SUB LOT 11
Legal Subdivision	JOHN GOLLS SUB
Legal Block	4
Legal Lot Number	11
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4009
Census Tract	850800

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	655 ENTERPRISE ST, ELGIN, IL 60120-3968
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2024	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Aug 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 1999 · Amount on Record
Deed Sale	Jul 23, 1999 · Amount on Record
Deed Document Number	199972500
Last Transfer Date	Feb 22, 2011
Transfer Doc	0000054272
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	655 ENTERPRISE ST, ELGIN, IL 60120-3968
Transaction Type	Mortgage
Record Updated	Apr 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009971
Date	Mar 27, 2024
Instrument	2024K009971

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 14, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	655 ENTERPRISE ST, ELGIN, IL 60120-3968
Transaction Type	Mortgage
Record Updated	Aug 25, 2021
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000062029
Date	Aug 13, 2021
Instrument	2021K062029

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,043.00 (+15.83%) Homeowner's exemption	$87,216 (+8.57%) Land $20,924 Building $66,292	$261,753 (+8.57%) Land $62,797 Building $198,956
2024		$80,331 (+21.39%) Land $19,272 Building $61,059	$241,089 (+21.44%) Land $57,839 Building $183,250
2022	$5,217.00 (+4.67%) Homeowner's exemption	$66,174 (+6.96%) Land $15,876 Building $50,298	$198,522 (+6.96%) Land $47,628 Building $150,894
2021	$4,984.00 Homeowner's exemption	$61,868 Land $14,843 Building $47,025	$185,604 Land $44,529 Building $141,075

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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