665 Enterprise St, Elgin, IL 60120 Property Records

Kane County property record for 665 Enterprise St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,710 sqft · built 1927
Lot Size	0.336 acres (14,638 sqft)
Owner	2 Individual Names on File
Last Sale	$178,000 (Oct 2018)
Tax Bill	$6,901 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-12-479-008`

Property Details

APN / Parcel Number

Primary APN	`06-12-479-008`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	5 Stories
Building Area	1,710 sqft Living Area
Gross Area	2,850 sqft
Basement Area	1,140 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Exterior Material	Brick
Lot Area	14,638 sqft (0.336 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	665 ENTERPRISE ST
City	ELGIN
State	IL
Zip	60120-3968
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOHN GOLLS SUB LOT 13 & EXCEPT EAST 126 FT OF THAT PART LOT 7 LYING EAST OF EAST LINE OF LOT 8 EXTENDED SOUTH LOT 7
Legal Subdivision	JOHN GOLLS SUB
Legal Block	4
Legal Lot Number	13,7
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4009
Census Tract	850800

Owner

665 Enterprise St is owned and occupied by two individuals who bought it in October 2018.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	665 ENTERPRISE ST, ELGIN, IL 60120-3968
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Apr 19, 2021	Deed of Trust, Mortgage · FHA Mortgage FIRST CENTENNIAL MORTGAGE CORP
Oct 4, 2018	Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2018 · Amount on File
Deed Sale	Oct 4, 2018 · Amount on File
Deed Document Number	201848776
Prior Transfer Date	Jun 25, 2002
Prior Transfer Doc	0000090390
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	665 ENTERPRISE ST, ELGIN, IL 60120-3968
Transaction Type	Mortgage
Record Updated	Sep 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	665 ENTERPRISE ST, ELGIN, IL 60120-3968

Mortgage

Document Number	0000030179
Date	Aug 31, 2023
Instrument	2023K030179

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 18, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	665 ENTERPRISE ST, ELGIN, IL 60120-3968
Transaction Type	Mortgage
Record Updated	Apr 29, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030133
Date	Apr 19, 2021
Instrument	2021K030133

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company
Address	AURORA, IL 60506

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.5%

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Oct 4, 2018
Property Address	665 ENTERPRISE ST, ELGIN, IL 60120-3968
Document Number	0000048776
Instrument Date	Sep 26, 2018
Instrument	2018K048776
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$178.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	665 ENTERPRISE ST, ELGIN, IL 60120-3968

Mortgage

Document Number	0000048777
Date	Oct 4, 2018
Instrument	2018K048777

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

The 2025 property tax bill for 665 Enterprise St was $6,901 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,901.00 Homeowner's exemption	$99,824 (+10.08%) Land $24,291 Building $75,533	$299,592 (+10.08%) Land $72,902 Building $226,690
2024		$90,686 Land $22,374 Building $68,312	$272,167 Land $67,149 Building $205,018
2022	$5,957.00 (+4.6%) Homeowner's exemption	$74,704 (+6.96%) Land $18,431 Building $56,273	$224,112 (+6.96%) Land $55,293 Building $168,819
2021	$5,695.00 Homeowner's exemption	$69,843 Land $17,232 Building $52,611	$209,529 Land $51,696 Building $157,833

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 665 Enterprise St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 665 Enterprise St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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