650 Enterprise St, Elgin, IL 60120 Property Records

Kane County property record for 650 Enterprise St, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,176 sqft · built 1925
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on Record
Last Sale$275,000 (Aug 2025)
Tax Bill$6,399 (2025)
Deeds & MortgagesJun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-12-477-012

Property Details

APN / Parcel Number

Primary APN06-12-477-012

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,176 sqft Living Area
Gross Area2,058 sqft
1st Floor Area1,176 sqft
Basement Area882 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleCape Cod
Construction TypeFrame
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions132 ft deep x 66 ft wide
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemNone
Water SourceCommercial

Location & Zoning

Street Address650 ENTERPRISE ST
CityELGIN
StateIL
Zip60120-3967
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPRESTONS ADDN LOT 5 BLOCK 3
Legal SubdivisionPRESTONS ADDN
Legal Block3
Legal Lot Number5
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group4
Census Block4009
Census Tract850800

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address650 ENTERPRISE ST, ELGIN, IL 60120-3967
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 4, 2025 · Amount on Record
Deed SaleAug 4, 2025 · Amount on Record
Prior SaleJun 5, 2019 · Amount on Record
Deed Document Number202529129
Prior Transfer DateJun 17, 2004
Prior Transfer Doc0000136267
Record UpdatedSep 20, 2026

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJun 5, 2019
Property Address650 ENTERPRISE ST, ELGIN, IL 60120-3967
Document Number0000022948
Instrument DateMay 21, 2019
Instrument2019K022948
Transaction TypeTransfer
Record UpdatedAug 5, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$125.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8N074 FALCONS TRL, 8N074, SAINT CHARLES, IL 60175-6846

Transferred To (Grantee/Buyer)

NameVerified Name
Address923 CEDAR AVE # 1, 1, ELGIN, IL 60120-2988

Mortgage

Document Number0000022949
DateJun 5, 2019
Instrument2019K022949
Lender
NameTBK BANK SSB
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,399.00 (+15.97%)
2024$77,259 (+21.39%) Land $19,272 Building $57,987$231,870 (+21.44%) Land $57,839 Building $174,031
2022$5,518.00 (+3.96%)$63,644 (+6.96%) Land $15,876 Building $47,768$190,932 (+6.96%) Land $47,628 Building $143,304
2021$5,308.00$59,503 Land $14,843 Building $44,660$178,509 Land $44,529 Building $133,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

May also be available: T-Mobile.

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