633 Enterprise St, Elgin, IL 60120 Property Records

Kane County property record for 633 Enterprise St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,339 sqft · built 1880
Lot Size	0.328 acres (14,300 sqft)
Owner	2 Individual Names on File
Last Sale	$246,000 (Feb 2024)
Tax Bill	$5,625 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-12-478-008`

Property Details

APN / Parcel Number

Primary APN	`06-12-478-008`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,339 sqft Living Area
Gross Area	2,040 sqft
Basement Area	701 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Traditional
Construction Type	Frame
Lot Area	14,300 sqft (0.328 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Window A/C
Water Source	Commercial

Location & Zoning

Street Address	633 ENTERPRISE ST
City	ELGIN
State	IL
Zip	60120-3932
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTY CLERKS SUB WEST 65 FT NORTH 220 FT LOT 251
Legal Subdivision	COUNTY CLERKS SUB
Legal Block	4
Legal Lot Number	251
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4010
Census Tract	850800

Owner

633 Enterprise St is owned and occupied by two individuals who bought it in February 2024.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	633 ENTERPRISE ST, ELGIN, IL 60120-3932
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Warranty Deed, Transfer · Conventional Mortgage GREENBOX LOANS INC
Feb 11, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2024 · Amount on File
Deed Sale	Feb 20, 2024 · Amount on File
Prior Sale	Apr 23, 2007 · Amount on File
Deed Document Number	20245239
Prior Transfer Date	Feb 4, 2021
Prior Transfer Doc	0000011474
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Feb 20, 2024
Property Address	633 ENTERPRISE ST, ELGIN, IL 60120-3932
Document Number	0000005239
Instrument Date	Jan 25, 2024
Instrument	2024K005239
Transaction Type	Transfer
Record Updated	Mar 1, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$246.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	633 ENTERPRISE ST, ELGIN, IL 60120-3932

Mortgage

Document Number	0000005240
Date	Feb 20, 2024
Instrument	2024K005240

Lender

Name	GREENBOX LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Fixed Rate
Rate	10.1%

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Feb 11, 2021
Property Address	633 ENTERPRISE ST, ELGIN, IL 60120-3932
Document Number	0000011474
Instrument Date	Feb 4, 2021
Instrument	2021K011474
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	VYLLA TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	633 ENTERPRISE ST, ELGIN, IL 60120-3932

Mortgage

Document Number	0000011475
Date	Feb 11, 2021
Instrument	2021K011475

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Jan 1, 2036

Interest

Rate	2.37%

Tax Assessment & Valuation

The 2025 property tax bill for 633 Enterprise St was $5,625.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,625.00	$81,740 (+8.57%) Land $23,075 Building $58,665	$245,318 (+8.57%) Land $69,253 Building $176,065
2024		$75,288 Land $21,254 Building $54,034	$225,954 Land $63,788 Building $162,167
2022	$4,857.00 (+4.74%) Homeowner's exemption	$62,020 (+6.96%) Land $17,508 Building $44,512	$186,060 (+6.96%) Land $52,524 Building $133,536
2021	$4,637.00 Homeowner's exemption	$57,985 Land $16,369 Building $41,616	$173,955 Land $49,107 Building $124,848

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 633 Enterprise St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 633 Enterprise St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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