644 Enterprise St, Elgin, IL 60120 Property Records

Kane County property record for 644 Enterprise St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,820 sqft · built 1915
Lot Size	0.215 acres (9,372 sqft)
Owner	Individual Name on File
Last Sale	$274,000 (Jan 2024)
Tax Bill	$6,581 (2025)
Deeds & Mortgages	Jan 2024 Sale Sep 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-12-476-016`

Property Details

APN / Parcel Number

Primary APN	`06-12-476-016`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,820 sqft Living Area
Gross Area	2,792 sqft
Basement Area	972 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Construction Type	Frame
Lot Area	9,372 sqft (0.215 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	644 ENTERPRISE ST
City	ELGIN
State	IL
Zip	60120-5251
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIR GROUND ADDN LOT 8 BLOCK 1
Legal Subdivision	FAIR GROUND ADDN
Legal Block	1
Legal Lot Number	8
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4008
Census Tract	850800

Owner

644 Enterprise St is owned and occupied by an individual who bought it in January 2024.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	644 ENTERPRISE ST, ELGIN, IL 60120-5251
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2024	Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Sep 5, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Sep 8, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2024 · Amount on File
Deed Sale	Jan 17, 2024 · Amount on File
Deed Document Number	20241707
Prior Transfer Date	Jul 19, 2023
Prior Transfer Doc	0000031271
Record Updated	Sep 20, 2026

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Jan 17, 2024
Property Address	644 ENTERPRISE ST, ELGIN, IL 60120-5251
Document Number	0000001707
Instrument Date	Jan 3, 2024
Instrument	2024K001707
Transaction Type	Transfer
Record Updated	Jan 24, 2024
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Tax	$274.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 HAVERON WAY, VERNON HILLS, IL 60061

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Sep 5, 2023
Property Address	644 ENTERPRISE ST, ELGIN, IL 60120-5251
Document Number	0000030788
Instrument Date	Jul 19, 2023
Instrument	2023K030788
Transaction Type	Transfer
Record Updated	Sep 12, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	644 ENTERPRISE ST, ELGIN, IL 60120-5251

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Sep 8, 2023
Property Address	644 ENTERPRISE ST, ELGIN, IL 60120-5251
Document Number	0000031271
Instrument Date	Jul 19, 2023
Instrument	2023K031271
Transaction Type	Transfer
Record Updated	Sep 18, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	644 ENTERPRISE ST, ELGIN, IL 60120-5251

Tax Assessment & Valuation

The 2025 property tax bill for 644 Enterprise St was $6,581.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,581.00	$86,271 (+8.57%) Land $22,508 Building $63,763	$258,917 (+8.57%) Land $67,551 Building $191,366
2024		$79,461 Land $20,731 Building $58,730	$238,478 Land $62,218 Building $176,261
2022	$2,364.00 (-2.8%) Homeowner's exemption	$61,060 (+6.96%) Land $17,078 Building $43,982	$183,180 (+6.96%) Land $51,234 Building $131,946
2021	$2,432.00 Homeowner's exemption	$57,087 Land $15,967 Building $41,120	$171,261 Land $47,901 Building $123,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 644 Enterprise St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 644 Enterprise St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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