Kenton County property record for 654 Pointe Benton Ln, Covington, KY 41014 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 1994 |
| Square Footage | 2,444 sqft Finished Area |
| Lot Size | 9,104 sqft (0.208 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $275,000 (2016) |
| Tax Bill | $4,629.00 (2025) |
Source: Kenton County records · APN 055-21-01-150.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 654 POINTE BENTON LN, COVINGTON, KY 41014-1100 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 16, 2021 | Intrafamily Transfer, Transfer · Line of Credit GEORGIAS OWN CU |
| Aug 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NATIONS RELIABLE LNDG |
| Oct 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 22, 2016 · Amount on Record |
| Deed Sale | Nov 22, 2016 · Amount on Record |
| Prior Sale | Nov 22, 2016 · Amount on Record |
| Deed Doc Number | 0000000154 |
| Deed Book / Page | 0C3067 / 000181 |
| Last Transfer Date | Dec 16, 2021 |
| Transfer Doc | 0005900116 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 16, 2021 |
| Property Address | 654 POINTE BENTON LN, COVINGTON, KY 41014-1100 |
| Document Number | 0005900116 |
| Book / Page | 137 / 294 |
| Map Reference | PL 1611 |
| Instrument Date | Nov 24, 2021 |
| Instrument | 21121605900116 |
| Transaction Type | Transfer |
| Record Updated | Feb 07, 2022 |
| Title Company | PRIORITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 654 POINTE BENTON LN, COVINGTON, KY 41014-1100 |
| Document Number | 0005900117 |
|---|---|
| Date | Dec 16, 2021 |
| Book Page | 314/960 |
| Instrument | 21121605900117 |
| Name | GEORGIAS OWN CU |
|---|---|
| Type | Credit Union |
| Address | ATLANTA, GA 30348 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 15, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 654 POINTE BENTON LN, COVINGTON, KY 41014-1100 |
| Document Number | 000M910914 |
| Instrument Date | Aug 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 654 POINTE BENTON LN COVINGTON KY 410141100, COVINGTON, KY 41014-1100 |
| Document Number | 000M910914 |
|---|---|
| Date | Sep 01, 2020 |
| Book Page | 000M91/000914 |
| Name | NATIONS RELIABLE LNDG |
|---|---|
| Address | HOUSTON, TX 77027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 31, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 654 POINTE BENTON LN, COVINGTON, KY 41014-1100 |
| Document Number | 0000000212 |
| Instrument Date | Oct 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2019 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 654 POINTE BENTON LN COVINGTON KY 410141100, COVINGTON, KY 41014-1100 |
| Document Number | 0000000212 |
|---|---|
| Date | Oct 30, 2019 |
| Book Page | 0C6791/000236 |
| Instrument | 212 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 29, 2039 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,629.00 (-0.54%) | $349,400 (-) Land $20,000 Building $329,400 | $349,400 (-) Land $20,000 Building $329,400 |
| 2023 | $4,654.00 | $349,400 Land $20,000 Building $329,400 | $349,400 Land $20,000 Building $329,400 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 4% of the US · above 4% of Kentucky |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 055-21-01-150.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,444 sqft Finished Area |
| Gross Area | 3,100 sqft Gross Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Brick Exterior |
| Foundation Type | Concrete Foundation |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,104 sqft (0.208 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Basement Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Old Parcel Number | 0552101150.00 |
|---|---|
| Street Address | 654 POINTE BENTON LN |
| City | COVINGTON |
| State | KY |
| Zip | 41014-1100 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | FRANKLIN STREET URBAN RENEWAL PROJECT PT LOT 50 0.209 ACS |
| Legal Subdivision | FRANKLIN ST URBAN REN PROJECT |
| Legal Lot Number | 50 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | COVINGTON |
| Census Blockgroup | 3 |
| Census Block | 3018 |
| Census Tract | 65000 |
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