Kenton County property record for 648 Pointe Benton Ln, Covington, KY 41014 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Square Footage | 1,494 sqft Finished Area |
| Lot Size | 5,663 sqft (0.13 acres) |
| Garage | Attached |
| Occupancy | Owner Occupied |
| Last Sale | $250,000 (2019) |
| Tax Bill | $4,140.00 (2025) |
| Primary APN | 055-21-01-147.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,494 sqft Finished Area |
| Gross Area | 2,282 sqft Gross Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Exterior Material | Brick Exterior |
|---|---|
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,663 sqft (0.13 acres) |
| Depth X Width | 55 ft x 48 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 648 POINTE BENTON LN |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41014-1100 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | FRANKLIN STREET URBAN RENEWAL PROJECT LOT 47 |
| Legal Subdivision | FRANKLIN ST URBAN REN PROJECT |
| Legal Lot Number | 47 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | COVINGTON |
| Census Blockgroup | 3 |
| Census Block | 3012 |
| Census Tract | 65000 |
Source: Kenton County records · APN 055-21-01-147.00
Assessment roll updated December 2, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 648 POINTE BENTON LN, COVINGTON, KY 41014-1100 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 31, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Jun 13, 2019 | Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SVGS BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 13, 2019 · Amount on Record |
| Deed Sale | Jun 13, 2019 · Amount on Record |
| Prior Sale | Aug 02, 2010 · Amount on Record |
| Deed Doc Number | 201906 13 059 00179 |
| Deed Book / Page | 6680 / 206 |
| Prior Transfer Date | Aug 23, 2014 |
| Prior Transfer Doc | 0005900062 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 648 POINTE BENTON LN, COVINGTON, KY 41014-1100 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TTL SVCS I |
| Name | Verified Name |
|---|
| Document Number | 0005900134 |
|---|---|
| Date | Jan 31, 2022 |
| Book Page | 332/598 |
| Instrument | 22013105900134 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 01, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 13, 2019 |
| Property Address | 648 POINTE BENTON LN, COVINGTON, KY 41014-1100 |
| Document Number | 0000000179 |
| Book / Page | 0C6680 / 000206 |
| Instrument Date | Jun 07, 2019 |
| Instrument | 179 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2019 |
| Title Company | AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 648 POINTE BENTON LN COVINGTON KY 410141100, COVINGTON, KY 41014-1100 |
| Document Number | 181 |
|---|---|
| Date | Jun 13, 2019 |
| Book Page | 0C6680/000209 |
| Instrument | 181 |
| Name | GUARDIAN SVGS BK |
|---|---|
| Type | Federal Savings Bank (FSB) |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 12, 2049 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,140.00 (-0.53%) | $312,500 (-) Land $20,000 Building $292,500 | $312,500 (-) Land $20,000 Building $292,500 |
| 2023 | $4,162.00 | $312,500 Land $20,000 Building $292,500 | $312,500 Land $20,000 Building $292,500 |
648 Pointe Benton Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Kenton County (21117C), updated June 19, 2015
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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