653 Pointe Benton Ln, Covington, KY 41014 Property Records

Kenton County property record for 653 Pointe Benton Ln, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,814 sqft · built 1998
Lot Size	0.119 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Jul 2016)
Tax Bill	$4,634 (2025)
Deeds & Mortgages	Mar 2020 Line of Credit Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`055-21-01-187.00`

Property Details

APN / Parcel Number

Primary APN	`055-21-01-187.00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,814 sqft Finished Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.119 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	0552101187.00
Street Address	653 POINTE BENTON LN
City	COVINGTON
State	KY
Zip	41014-1171
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FRANKLIN STREET URBAN RENEWAL PROJECT LOT 87
Legal Subdivision	FRANKLIN ST URBAN REN PROJECT
Legal Lot Number	87
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2003
Census Tract	65100

Owner

Source: Kenton County assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	653 POINTE BENTON LN, COVINGTON, KY 41014-1171
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BK
Nov 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 27, 2016 · Amount on Record
Deed Sale	Jul 27, 2016 · Amount on Record
Prior Sale	Sep 29, 2015 · Amount on Record
Deed Document Number	0005948168
Deed Book / Page	5948 / 168
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	653 POINTE BENTON LN, COVINGTON, KY 41014-1171
Document Number	0000000171
Instrument Date	Mar 23, 2020
Transaction Type	Mortgage
Record Updated	Jun 12, 2020
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	653 POINTE BENTON LN COVINGTON KY 410141171, COVINGTON, KY 41014-1171

Mortgage

Document Number	0000000171
Date	Apr 8, 2020
Book Page	000M29/000945
Instrument	171

Lender

Name	TRUIST BK
Address	WINSTON SALEM, NC 27101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 7, 2045

Interest

Rate Type	Adjustable Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	653 POINTE BENTON LN, COVINGTON, KY 41014-1171
Document Number	0000000001
Book / Page	0C6299 / 000241
Instrument Date	Nov 10, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	655 POLN TC BENTON LN COVINGTON KY 41014, COVINGTON, KY 41014

Mortgage

Document Number	0000000001
Date	Nov 22, 2017
Book Page	0C6299/000241
Instrument	1

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WINSTON-SALEM, NC 27101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Nov 21, 2042

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,634.00 (-0.54%)	$349,800 (-) Land $20,000 Building $329,800	$349,800 (-) Land $20,000 Building $329,800
2023	$4,659.00	$349,800 Land $20,000 Building $329,800	$349,800 Land $20,000 Building $329,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1993 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA, Verizon.

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