658 Pointe Benton Ln, Covington, KY 41014 Property Records

Kenton County property record for 658 Pointe Benton Ln, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,448 sqft · built 1996
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Jun 1996)
Tax Bill	$4,625 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2016 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`055-21-01-152.00`

Property Details

APN / Parcel Number

Primary APN	`055-21-01-152.00`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,448 sqft Finished Area
Gross Area	3,136 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	658 POINTE BENTON LN
City	COVINGTON
State	KY
Zip	41014-1100
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FRANKLIN STREET URBAN RENEWAL PROJECT LOT 52
Legal Subdivision	FRANKLIN ST URBAN REN PROJECT
Legal Lot Number	52
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3018
Census Tract	65000

Owner

Source: Kenton County assessment roll, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	658 POINTE BENTON LN, COVINGTON, KY 41014-1100
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Dec 19, 2016	Deed of Trust, Mortgage · FHA Mortgage PACIFIC UNION FIN'L

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 13, 1996 · Amount on Record
Deed Sale	Jun 13, 1996 · Amount on Record
Last Transfer Date	Oct 14, 2013
Transfer Doc	0000000045
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	658 POINTE BENTON LN, COVINGTON, KY 41014-1100
Transaction Type	Mortgage
Record Updated	Apr 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	658 POINTE BENTON LN, COVINGTON, KY 41014-1100

Mortgage

Document Number	0005900282
Date	Mar 18, 2021
Book Page	186/19
Instrument	21031805900282

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	310 Months
Due	Jan 1, 2047

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	658 POINTE BENTON LN, COVINGTON, KY 41014-1100
Document Number	0000000105
Book / Page	0C6080 / 000104
Instrument Date	Dec 19, 2016
Transaction Type	Mortgage
Record Updated	May 11, 2017
Title Company	LENDERS TITLE SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	658 POINTE BENTON LN COVINGTON KY 410141100, COVINGTON, KY 41014-1100

Mortgage

Document Number	0000000105
Date	Jan 23, 2017
Book Page	0C6080/000104
Instrument	105

Lender

Name	PACIFIC UNION FIN'L
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2047

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,625.00 (-0.54%)	$349,100 (-) Land $20,000 Building $329,100	$349,100 (-) Land $20,000 Building $329,100
2023	$4,650.00	$349,100 Land $20,000 Building $329,100	$349,100 Land $20,000 Building $329,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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