Kenton County property record for 656 Pointe Benton Ln, Covington, KY 41014 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,448 sqft · built 1995 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,788 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Mar 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-21-01-151.00 |
| Primary APN | 055-21-01-151.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,448 sqft Finished Area |
| Gross Area | 2,672 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 168 ft deep x 48 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Old Parcel Number | 0552101151.00 |
|---|---|
| Street Address | 656 POINTE BENTON LN |
| City | COVINGTON |
| State | KY |
| Zip | 41014-1100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FRANKLIN STREET URBAN RENEWAL PROJECT LOT 51 |
| Legal Subdivision | FRANKLIN ST URBAN REN PROJECT |
| Legal Lot Number | 51 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 65000 |
Source: Kenton County records · APN 055-21-01-151.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 656 POINTE BENTON LN, COVINGTON, KY 41014-1100 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 08, 2021 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Mar 18, 2020 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Nov 17, 2017 | Deed of Trust, Mortgage · VA Mortgage FEDERAL SVGS BK |
| Apr 06, 2017 | Deed of Trust, Mortgage · Conventional with PMI HOME PT FIN'L |
| Deed Names | Verified Name on Deed |
|---|---|
| Prior Sale | Sep 16, 2003 · Amount on Record |
| Last Transfer Date | Jun 17, 2025 |
| Transfer Doc | 0005900059 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 656 POINTE BENTON LN, COVINGTON, KY 41014-1100 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|
| Document Number | 0005900261 |
|---|---|
| Date | Feb 08, 2021 |
| Book Page | 165/527 |
| Instrument | 21020805900261 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 656 POINTE BENTON LN, COVINGTON, KY 41014-1100 |
| Document Number | 0000000335 |
| Instrument Date | Mar 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2020 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 656 POINTE BENTON LN COVINGTON KY 410141100, COVINGTON, KY 41014-1100 |
| Document Number | 0000000335 |
|---|---|
| Date | Mar 26, 2020 |
| Book Page | 000M25/000654 |
| Instrument | 335 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 25, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 656 POINTE BENTON LN, COVINGTON, KY 41014-1100 |
| Document Number | 0000000047 |
| Book / Page | 0C6303 / 000248 |
| Instrument Date | Nov 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2018 |
| Title Company | BCHH INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 656 POINTE BENTON LN COVINGTON KY 410141100, COVINGTON, KY 41014-1100 |
| Document Number | 0000000047 |
|---|---|
| Date | Nov 29, 2017 |
| Book Page | 0C6303/000248 |
| Instrument | 47 |
| Name | FEDERAL SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CHICAGO, IL 60607 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 28, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 656 POINTE BENTON LN, COVINGTON, KY 41014-1100 |
| Document Number | 0000000119 |
| Book / Page | 0C6136 / 000214 |
| Instrument Date | Apr 06, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2017 |
| Title Company | TRANSTAR NATIONAL TITLE, TRANSTAR NAT'L TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 656 POINTE BENTON LN COVINGTON KY 410141100, COVINGTON, KY 41014-1100 |
| Document Number | 0000000119 |
|---|---|
| Date | Apr 14, 2017 |
| Book Page | 0C6136/000214 |
| Instrument | 119 |
| Name | HOME PT FIN'L |
|---|---|
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 13, 2047 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,788.00 (-1.46%) Homeowner's exemption | $335,000 (-) Land $20,000 Building $315,000 | $335,000 (-) Land $20,000 Building $315,000 |
| 2023 | $3,844.00 Homeowner's exemption | $335,000 Land $20,000 Building $315,000 | $335,000 Land $20,000 Building $315,000 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 4% of the US · above 4% of Kentucky |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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