65321 Saddle Dr, Bend, OR 97703 Property Records

Deschutes County property record for 65321 Saddle Dr, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,080 sqft · built 1985
Lot Size	5.86 acres (255,262 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Jun 2016)
Tax Bill	$4,488 (2025)
Deeds & Mortgages	Feb 2021 Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`161219 C0 00500`

Property Details

APN / Parcel Number

Primary APN	`161219 C0 00500`
Alternative APNs	`R2007161219C000500` `132507`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft

Exterior

Year Built	Built 1985
Architectural Style	Other
Lot Area	255,262 sqft (5.86 acres)
View / Lot	Average
Garage Type	Mixed
Garage Area	480 sqft
Carport	Carport
Carport Area	231 sqft
Deck Area	150 sqft
Shed	1 Shed
Shed Area	120 sqft

Location & Zoning

Account Number	132507
Old Parcel Number	R2007161219C000500
Street Address	65321 SADDLE DR
City	BEND
State	OR
Zip	97703-9085
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:5 BLK:3 SUBD:HORSESHOE ACRES SEC/TWN/RNG/MER:SEC 19 TWN 16 RNG 12 MAP REF:161219-C0
Legal Range	12E
Legal Township	16S
Legal Section	19
Legal Quarter	SW
Legal Subdivision	HORSESHOE ACRES
Legal Block	3
Legal Lot Number	5
Jurisdiction	DESCHUTES OR
Township / Civil Division	TUMALO
Census Block Group	2
Census Block	2010
Census Tract	602

Owner

Source: Deschutes County assessment roll, as of September 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	65321 SADDLE DR, BEND, OR 97703-9085
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
May 20, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 22, 2016 · Amount on Record
Deed Sale	Jun 22, 2016 · Amount on Record
Prior Sale	Jun 22, 2016 · Amount on Record
Deed Document Number	0000024526
Last Transfer Date	May 20, 2019
Transfer Doc	0000016481
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	65321 SADDLE DR, BEND, OR 97703-9085
Transaction Type	Mortgage
Record Updated	Feb 18, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007188
Date	Feb 3, 2021
Instrument	2021-07188

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	May 20, 2019
Property Address	65321 SADDLE DR, BEND, OR 97703-9085
Document Number	0000016481
Instrument Date	May 15, 2019
Instrument	2019-16481
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65321 SADDLE DR, BEND, OR 97703-9085

Mortgage

Document Number	0000016482
Date	May 20, 2019
Instrument	2019-16482

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Redmond School District 2J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,488.00 (+4.59%)	$286,100 (+3%)	$692,180 (-) Land $550,610 Building $141,570
2024	$4,291.00 (+5.79%)	$277,770 (+3%)	$692,180 (-13.61%) Land $550,610 Building $141,570
2023	$4,056.00	$269,680	$801,190 Land $636,580 Building $164,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 42% of Oregon
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Yellowknife Wireless Company Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
Lumen Technologies DSL	100 / 10
Concept Communications Fixed Wireless	10 / 1

May also be available: AT&T, T-Mobile USA.

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