65319 Saddle Dr, Bend, OR 97703 Property Records

Deschutes County property record for 65319 Saddle Dr, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,746 sqft · built 1974
Lot Size	1.91 acres (83,200 sqft)
Owner	2 Owner Names on Record
Last Sale	$105,000 (Jun 2011)
Tax Bill	$4,236 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Apr 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`161219 C0 01801`

Property Details

APN / Parcel Number

Primary APN	`161219 C0 01801`
Alternative APNs	`R2007161219C001801` `132534`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Stories	1 Story
Building Area	1,746 sqft Living Area
1st Floor Area	912 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Architectural Style	Other
Lot Area	83,200 sqft (1.91 acres)
View / Lot	Average
Garage Type	Mixed
Garage Area	560 sqft
Deck Area	192 sqft
Lean-To	280 sqft

Location & Zoning

Account Number	132534
Old Parcel Number	R2007161219C001801
Street Address	65319 SADDLE DR
City	BEND
State	OR
Zip	97703-9085
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWN/RNG/MER:SEC 19 TWN 16 RNG 12 MAP REF:161219-C0
Legal Range	12E
Legal Township	16S
Legal Section	19
Legal Quarter	SW
Jurisdiction	DESCHUTES OR
Township / Civil Division	TUMALO
Census Block Group	2
Census Block	2010
Census Tract	602

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	65319 SADDLE DR, BEND, OR 97703-9085
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage · Line of Credit ONPOINT COMMUNITY CU
Apr 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO
Aug 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2011 · Amount on Record
Deed Sale	Jun 27, 2011 · Amount on Record
Prior Sale	May 2, 2011 · Amount on Record
Deed Document Number	2011-22883
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	65319 SADDLE DR, BEND, OR 97703-9085
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65319 SADDLE DR, BEND, OR 97703-9085

Mortgage

Document Number	0000005269
Date	Feb 25, 2026
Instrument	2026-05269

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union
Address	PORTLAND, OR 97208

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 23, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	65319 SADDLE DR, BEND, OR 97703-9085
Transaction Type	Mortgage
Record Updated	Aug 26, 2022
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014185
Date	Apr 14, 2017
Instrument	2017-14185

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company
Address	BELLEVUE, WA 98006

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	65319 SADDLE DR, BEND, OR 97703-9085
Transaction Type	Mortgage
Record Updated	Aug 26, 2022
Title Company	DESCHUTES COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044245
Date	Aug 31, 2020
Instrument	2020-44245

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Redmond School District 2J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,236.00 (+4.59%)	$270,040 (+3%)	$784,150 (-) Land $271,860 Building $512,290
2024	$4,050.00 (+5.8%)	$262,180 (+3%)	$784,150 (-13.65%) Land $271,860 Building $512,290
2023	$3,828.00	$254,550	$908,140 Land $312,450 Building $595,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 42% of Oregon
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	100 / 10
Wind Wireless Fixed Wireless	10 / 1

May also be available: AT&T, T-Mobile.

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