65305 Saddle Dr, Bend, OR 97703 Property Records

Deschutes County property record for 65305 Saddle Dr, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,237 sqft · built 2003
Lot Size	4.82 acres (209,959 sqft)
Owner	Individual Name on Record
Last Sale	$1,087,500 (Apr 2021)
Tax Bill	$6,025 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`161219 C0 00800`

Property Details

APN / Parcel Number

Primary APN	`161219 C0 00800`
Alternative APNs	`R2007161219C000800` `132524`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,237 sqft Living Area
1st Floor Area	1,754 sqft
2nd Floor Area	483 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Architectural Style	Split Level
Lot Area	209,959 sqft (4.82 acres)
Garage Type	Mixed
Garage Area	1,296 sqft
Carport	Carport
Carport Area	432 sqft
Deck Area	248 sqft
Shed	1 Shed
Shed Area	192 sqft

Location & Zoning

Account Number	132524
Old Parcel Number	R2007161219C000800
Street Address	65305 SADDLE DR
City	BEND
State	OR
Zip	97703-9085
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:2 BLK:3 SUBD:HORSESHOE ACRES SEC/TWN/RNG/MER:SEC 19 TWN 16 RNG 12 MAP REF:161219-C0
Legal Range	12E
Legal Township	16S
Legal Section	19
Legal Quarter	SW
Legal Subdivision	HORSESHOE ACRES
Legal Block	3
Legal Lot Number	2
Jurisdiction	DESCHUTES OR
Township / Civil Division	TUMALO
Census Block Group	2
Census Block	2010
Census Tract	602

Owner

Source: Deschutes County records, as of January 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	65305 SADDLE DR, BEND, OR 97703-9085
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Intrafamily Transfer, Transfer · Line of Credit ONPOINT COMMUNITY CU
Apr 15, 2021	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2021 · Amount on Record
Deed Sale	Apr 15, 2021 · Amount on Record
Prior Sale	Apr 15, 2021 · Amount on Record
Deed Document Number	0000023502
Last Transfer Date	Dec 23, 2025
Transfer Doc	0000035580
Record Updated	Jun 8, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Dec 23, 2025
Property Address	65305 SADDLE DR, BEND, OR 97703-9085
Document Number	0000035580
Map Reference	CAB A PG 482
Instrument Date	Dec 13, 2025
Instrument	2025-35580
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	65305 SADDLE DR, BEND, OR 97703-9085

Mortgage

Document Number	0202600103
Date	Dec 23, 2025
Instrument	2026-00103

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 29, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Apr 15, 2021
Property Address	65305 SADDLE DR, BEND, OR 97703-9085
Document Number	0000023502
Map Reference	CAB A PG 482
Instrument Date	Apr 12, 2021
Instrument	2021-23502
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	65305 SADDLE DR, BEND, OR 97703-9085

Mortgage

Document Number	0000023503
Date	Apr 15, 2021
Instrument	2021-23503

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Redmond School District 2J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,025.00 (+4.56%)	$384,140 (+3%)	$1,128,200 (-) Land $502,590 Building $625,610
2024	$5,762.00 (+5.8%)	$372,960 (+3%)	$1,128,200 (-13.76%) Land $502,590 Building $625,610
2023	$5,446.00	$362,100	$1,308,190 Land $580,740 Building $727,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · lower than 69% of Oregon
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	100 / 10
Wind Wireless Fixed Wireless	10 / 1

May also be available: AT&T, T-Mobile.

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