65324 Saddle Dr, Bend, OR 97703 Property Records

Deschutes County property record for 65324 Saddle Dr, Bend, OR 97703

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,125 sqft · built 1972
Lot Size4.82 acres (210,395 sqft)
Owner2 Individual Names on Record
Tax Bill$5,004 (2025)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN161219 C0 00400

Property Details

APN / Parcel Number

Primary APN161219 C0 00400
Alternative APNs
  • R2007161219C000400
  • 132508

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,125 sqft Living Area
1st Floor Area1,167 sqft
2nd Floor Area958 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Architectural StyleSplit Level
Exterior MaterialWood Shingle
Foundation TypeConcrete
Roof MaterialWood Shingle
Lot Area210,395 sqft (4.82 acres)
View / LotAverage
Deck Area150 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemElectric

Location & Zoning

Account Number132508
Old Parcel NumberR2007161219C000400
Street Address65324 SADDLE DR
CityBEND
StateOR
Zip97703-9085
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT:4 BLK:2 SUBD:HORSESHOE ACRES SEC/TWN/RNG/MER:SEC 19 TWN 16 RNG 12 MAP REF:161219-C0
Legal Range12E
Legal Township16S
Legal Section19
Legal QuarterSW
Legal SubdivisionHORSESHOE ACRES
Legal Block2
Legal Lot Number4
JurisdictionDESCHUTES OR
Township / Civil DivisionTUMALO
Census Block Group2
Census Block2011
Census Tract602

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address65324 SADDLE DR, BEND, OR 97703-9085
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address65324 SADDLE DR, BEND, OR 97703-9085
Transaction TypeMortgage
Record UpdatedMay 26, 2023
Title CompanyDESCHUTES COUNTY TITLE COMPANY, DESCHUTES COUNTY TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015151
DateMar 10, 2021
Instrument2021-15151
Lender
NameUMPQUA BANK
TypeBank
AddressPORTLAND, OR 97224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
Unified School DistrictRedmond School District 2J (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,004.00 (+4.58%)$319,020 (+3%)$841,510 (-) Land $531,360 Building $310,150
2024$4,785.00 (+5.79%)$309,730 (+3%)$841,510 (-13.68%) Land $531,360 Building $310,150
2023$4,523.00$300,710$974,840 Land $614,200 Building $360,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 42% of Oregon
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Yellowknife Wireless
Fixed Wireless
700 / 200
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
100 / 10
Wind Wireless
Fixed Wireless
10 / 1

May also be available: AT&T, T-Mobile.

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