65344 Saddle Dr, Bend, OR 97703 Property Records

Deschutes County property record for 65344 Saddle Dr, Bend, OR 97703

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,920 sqft · built 1999
Lot Size4.46 acres (194,278 sqft)
Owner2 Individual Names on Record
Last Sale$580,000 (Feb 2022)
Tax Bill$5,533 (2025)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN161219-C0-00300

Property Details

APN / Parcel Number

Primary APN161219-C0-00300
Alternative APNs
  • R2007161219C000300
  • 132509

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,920 sqft Living Area
Gross Area2,492 sqft
1st Floor Area1,920 sqft
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area194,278 sqft (4.46 acres)
Garage Area572 sqft
Deck Area648 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemHVAC
SewerSeptic
Water SourceWell

Location & Zoning

Account Number132509
Street Address65344 SADDLE DR
CityBEND
StateOR
Zip97703-9085
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMUA10
Legal DescriptionHORSESHOE ACRES BLOCK 2 LOT 3
Legal Range12
Legal Township16
Legal Section19
Legal SubdivisionHORSESHOE ACRES
Legal Block2
Legal Lot Number3
JurisdictionDESCHUTES OR
Township / Civil DivisionTUMALO
Census Block Group2
Census Block2010
Census Tract602

Owner

Source: Deschutes County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address65344 SADDLE DR, BEND, OR 97703-9085
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 1, 2022 · Amount on Record
Deed SaleFeb 1, 2022 · Amount on Record
Prior SaleFeb 15, 2012 · Amount on Record
Deed Document Number20224404
Record UpdatedJun 8, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateFeb 1, 2022
Property Address65344 SADDLE DR, BEND, OR 97703-9085
Document Number0000004404
Map ReferenceCAB A PG 482
Instrument DateJan 31, 2022
Instrument2022-04404
Transaction TypeTransfer
Record UpdatedFeb 10, 2022
Title CompanyNOT AVAILABLE, WESTERN TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address65344 SADDLE DR, BEND, OR 97703-9085

Mortgage

Document Number0000004405
DateFeb 1, 2022
Instrument2022-04405
Lender
NameKIRK HAINDEL
TypePrivate Party
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term61 Months
DueMar 1, 2027

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
Unified School DistrictRedmond School District 2J (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,533.00 (+4.57%)$352,750 (+3%)$911,660 (-) Land $483,310 Building $428,350
2024$5,291.00 (+5.8%)$342,480 (+3%)$911,660 (-13.7%) Land $483,310 Building $428,350
2023$5,001.00$332,510$1,056,390 Land $558,320 Building $498,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 75% of the US · lower than 61% of Oregon
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Yellowknife Wireless
Fixed Wireless
700 / 200
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
80 / 10

May also be available: AT&T, T-Mobile, TDS Telecom.

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