Kane County property record for 629 Prospect St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,240 sqft · built 1886 |
| Lot Size | 0.188 acres (8,186 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $7,656 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-12-306-003 |
| Primary APN | 06-12-306-003 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,240 sqft Living Area |
| Gross Area | 3,280 sqft |
| Basement Area | 1,040 sqft |
| Year Built | Built 1886 |
|---|---|
| Effective Year Built | Effective 1886 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 8,186 sqft (0.188 acres) |
| Garage Type | Detached |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 629 PROSPECT ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-3730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | M L JOSLYNS ADDN LOT 6 BLOCK 2 |
| Legal Subdivision | M L JOSLYNS ADDN |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 850800 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 629 PROSPECT ST, ELGIN, IL 60120-3730 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 15, 2002 |
| Transfer Doc | 0000046461 |
| Record Updated | Sep 20, 2026 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,656.00 (+16.58%) Homeowner's exemption Disabled Person's exemption | $110,358 (+8.57%) Land $19,272 Building $91,086 | $331,206 (+8.57%) Land $57,839 Building $273,367 |
| 2024 | $101,647 (+21.39%) Land $17,751 Building $83,896 | $305,063 (+21.44%) Land $53,274 Building $251,789 | |
| 2022 | $6,567.00 (+4.74%) Disabled Person's exemption | $83,734 (+6.96%) Land $14,623 Building $69,111 | $251,202 (+6.96%) Land $43,869 Building $207,333 |
| 2021 | $6,270.00 Disabled Person's exemption | $78,285 Land $13,671 Building $64,614 | $234,855 Land $41,013 Building $193,842 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
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