6524 Old Waterloo Rd, Elkridge, MD 21075 Property Records

Howard County property record for 6524 Old Waterloo Rd, Elkridge, MD 21075

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	3,928 sqft · built 1999
Lot Size	0.5 acres (21,780 sqft)
Owner	Company Name on File
Last Sale	$1,070,000 (Jul 2023)
Tax Bill	$16,497 (2026)
Deeds & Mortgages	Jul 2023 Sale Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-418198`

Property Details

APN / Parcel Number

Primary APN	`06-418198`
Alternative APNs	`6418198` `418198`

Interior

Stories	1 Story
Building Area	3,928 sqft Total Area
1st Floor Area	3,928 sqft
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Block
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	418198
Street Address	6524 OLD WATERLOO RD
City	ELKRIDGE
State	MD
Zip	21075-6400
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	B1
Legal Description	.50 A 6524 WATERLOO RD ELLICOTT CITY
Legal Subdivision	ELLICOTT CITY
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	1
Census Block	1003
Census Tract	606706

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	6524 OLD WATERLOO RD, ELKRIDGE, MD 21075-6400
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2023	Deed, Transfer ICON TITLE LLC
Oct 8, 2020	Deed, Transfer · Stand-Alone First Mortgage ACNB BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2023 · Amount on File
Deed Sale	Jul 20, 2023 · Amount on File
Prior Sale	Oct 8, 2020 · Amount on File
Deed Book / Page	22048 / 249
Prior Transfer Date	Feb 6, 2013
Prior Transfer Doc	0146790185
Record Updated	Oct 29, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Jul 20, 2023
Property Address	6524 OLD WATERLOO RD, ELKRIDGE, MD 21075-6400
Document Number	0220480249
Book / Page	22048 / 249
Instrument Date	Jul 17, 2023
Transaction Type	Transfer
Record Updated	Aug 3, 2023
Title Company	ICON TITLE LLC

Transaction

Amount	Amount on Record
Tax	$5,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6524 OLD WATERLOO RD, ELKRIDGE, MD 21075-6400

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Oct 8, 2020
Property Address	6524 OLD WATERLOO RD, ELKRIDGE, MD 21075-6400
Document Number	0197940394
Book / Page	19794 / 394
Instrument Date	Sep 10, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	LAWYERS EXPRESS TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6524 OLD WATERLOO RD, ELKRIDGE, MD 21075-6400

Mortgage

Document Number	0019794400
Date	Oct 8, 2020
Instrument	19794/400

Lender

Name	ACNB BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,497.00 (-22.48%)	$1,052,800 (-24.24%) Land $326,700 Building $726,100	$1,052,800 (-24.24%) Land $326,700 Building $726,100
2025	$21,281.00 (+85.99%)	$1,389,600 (+21.82%) Land $326,700 Building $1,062,900	$1,389,600 (-) Land $326,700 Building $1,062,900
2023		$1,140,667 (+12.25%)	$1,389,600 (+36.74%) Land $326,700 Building $1,062,900
2022	$11,442.00	$1,016,200 Land $326,700 Building $689,500	$1,016,200 Land $326,700 Building $689,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100

May also be available: AT&T, T-Mobile.

Nearby Properties on Old Waterloo Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures