6480 Old Waterloo Rd, Elkridge, MD 21075 Property Records

Howard County property record for 6480 Old Waterloo Rd, Elkridge, MD 21075

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	10,125 sqft · built 2000
Lot Size	1.54 acres (67,082 sqft)
Owner	2 Company Names on Record
Last Sale	$2,775,000 (Jun 2016)
Tax Bill	$49,530 (2026)
Deeds & Mortgages	Mar 2023 Mortgage Feb 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`06-421563`

Property Details

APN / Parcel Number

Primary APN	`06-421563`
Alternative APNs	`6421563` `421563`

Interior

Stories	1 Story
Building Area	10,125 sqft Total Area
1st Floor Area	10,125 sqft
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Foundation Type	Concrete
Lot Area	67,082 sqft (1.54 acres)
Canopy	784 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	421563
Street Address	6480 OLD WATERLOO RD
City	ELKRIDGE
State	MD
Zip	21075-6508
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	B2
Legal Description	1.543 A 6480 WATERLOO RD ELKRIDGE
Legal Subdivision	ELKRIDGE
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	1
Census Block	1003
Census Tract	606706

Owner

Source: Howard County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	771 W DRY CREEK RD, HEALDSBURG, CA 95448-9745
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2023	Deed of Trust, Mortgage · Commercial Mortgage THE BANK OF TAMPA
Feb 28, 2023	Special Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2016 · Amount on Record
Deed Sale	Jun 27, 2016 · Amount on Record
Prior Sale	Jan 4, 2000 · Amount on Record
Deed Book / Page	16941 / 26
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	6480 OLD WATERLOO RD, ELKRIDGE, MD 21075-6508
Transaction Type	Mortgage
Record Updated	May 1, 2023
Title Company	LAWYERS TITLE REALTY SERVICES INC, LAWYERS TITLE RLTY SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 412, HEALDSBURG, CA 95448-0412
Investor	Possibly a Property Investor

Mortgage

Document Number	0219210436
Date	Mar 28, 2023
Book Page	21921/436

Lender

Name	THE BANK OF TAMPA
Type	Bank
Address	TAMPA, FL 33606

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HOWARD MD
Recording Date	Feb 28, 2023
Property Address	6480 OLD WATERLOO RD, ELKRIDGE, MD 21075-6508
Document Number	0218930379
Book / Page	21893 / 379
Instrument Date	Dec 29, 2022
Transaction Type	Transfer
Record Updated	Mar 13, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	771 W DRY CREEK RD, HEALDSBURG, CA 95448-9745

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	771 W DRY CREEK RD, HEALDSBURG, CA 95448-9745
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$49,530.00 (+0.34%)	$3,196,300 (-) Land $1,006,200 Building $2,190,100	$3,196,300 (-) Land $1,006,200 Building $2,190,100
2025	$49,364.00 (+59.2%)	$3,196,300 (+10.17%) Land $1,006,200 Building $2,190,100	$3,196,300 (-) Land $1,006,200 Building $2,190,100
2023		$2,901,367	$3,196,300 Land $1,006,200 Building $2,190,100
2022	$31,008.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100

May also be available: AT&T, T-Mobile.

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