6693 Old Waterloo Rd, Elkridge, MD 21075 Property Records

Howard County property record for 6693 Old Waterloo Rd, Elkridge, MD 21075

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,137 sqft · built 1952
Lot Size	0.4 acres (17,436 sqft)
Owner	Individual Name on File
Last Sale	$560,000 (Jul 2023)
Tax Bill	$9,746 (2026)
Deeds & Mortgages	Feb 2024 Line of Credit Jul 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-279262`

Property Details

APN / Parcel Number

Primary APN	`01-279262`
Alternative APNs	`1279262` `279262`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,137 sqft Total Area
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	17,436 sqft (0.4 acres)
Garage Type	Detached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	252 sqft
Deck Area	248 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	279262
Street Address	6693 OLD WATERLOO RD
City	ELKRIDGE
State	MD
Zip	21075-6538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSA8
Legal Description	LT 2 17,436 SQ' 6693 OLD WATERLOO RD THE SANCTUARY SUB
Legal Subdivision	THE SANCTUARY SUB
Legal Lot Number	2
Jurisdiction	HOWARD MD
Township / Civil Division	1, ELKRIDGE
Census Block Group	2
Census Block	2000
Census Tract	601107

Owner

6693 Old Waterloo Rd is owned and occupied by an individual who acquired it in May 2025.

Source: Howard County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	6693 OLD WATERLOO RD, ELKRIDGE, MD 21075-6538
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2024	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jul 14, 2023	Deed, Transfer · VA Mortgage NFM INC
Mar 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2023 · Amount on File
Deed Sale	Jul 14, 2023 · Amount on File
Prior Sale	Apr 22, 2016 · Amount on File
Deed Book / Page	22042 / 364
Last Transfer Date	May 19, 2025
Transfer Doc	0227810259
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	6693 OLD WATERLOO RD, ELKRIDGE, MD 21075-6538
Transaction Type	Mortgage
Record Updated	May 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6693 OLD WATERLOO RD, ELKRIDGE, MD 21075-6538

Mortgage

Document Number	0222520349
Date	Feb 5, 2024
Book Page	22252/349

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Jan 15, 2064

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Jul 14, 2023
Property Address	6693 OLD WATERLOO RD, ELKRIDGE, MD 21075-6538
Document Number	0220420364
Book / Page	22042 / 364
Map Reference	PL 12939
Instrument Date	Jul 12, 2023
Transaction Type	Transfer
Record Updated	Jul 27, 2023
Title Company	R AND P SETTLEMENT GROUP LLC, R & P SETTLEMENT GROUP LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6693 OLD WATERLOO RD, ELKRIDGE, MD 21075-6538

Mortgage

Document Number	0022042370
Date	Jul 14, 2023
Instrument	22042/370

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	6693 OLD WATERLOO RD, ELKRIDGE, MD 21075-6538
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	C&C TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202840429
Date	Mar 3, 2021
Book Page	20284/429

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 1, 2041

Tax Assessment & Valuation

The 2026 property tax bill for 6693 Old Waterloo Rd was $9,746, up 10.7% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,746.00 (+10.69%)	$626,500 (+11.23%) Land $218,200 Building $408,300	$626,500 (-) Land $218,200 Building $408,300
2025	$8,805.00	$563,267	$626,500 Land $218,200 Building $408,300
2023		$436,800 (+2.99%) Land $153,200 Building $283,600	$436,800 (-) Land $153,200 Building $283,600
2022	$4,775.00 Homeowner's exemption	$424,133	$436,800 Land $153,200 Building $283,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6693 Old Waterloo Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 6693 Old Waterloo Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100

May also be available: AT&T, T-Mobile.

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