6691 Old Waterloo Rd, Elkridge, MD 21075 Property Records

Howard County property record for 6691 Old Waterloo Rd, Elkridge, MD 21075

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,400 sqft · built 2000
Lot Size	0.216 acres (9,396 sqft)
Owner	2 Trust Names on File
Last Sale	$299,000 (Aug 2001)
Tax Bill	$7,348 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Apr 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01-279254`

Property Details

APN / Parcel Number

Primary APN	`01-279254`
Alternative APNs	`1279254` `279254`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,400 sqft Total Area
Basement Area	600 sqft
Finished Basement	600 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,396 sqft (0.216 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	279254
Street Address	6691 OLD WATERLOO RD
City	ELKRIDGE
State	MD
Zip	21075-6538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSA8
Legal Description	LOT 1 9,396 SQ 6691 OLD WATERLOO RD THE SANCTUARY
Legal Subdivision	SANCTUARY
Legal Lot Number	1
Jurisdiction	HOWARD MD
Township / Civil Division	1, ELKRIDGE
Census Block Group	2
Census Block	2000
Census Tract	601107

Owner

6691 Old Waterloo Rd is owner-occupied and held in a trust since August 2001.

Source: Howard County records, as of September 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	6691 OLD WATERLOO RD, ELKRIDGE, MD 21075-6538
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed of Trust, Mortgage · Line of Credit TRUST BANK
Apr 30, 2019	Deed of Trust, Mortgage · Line of Credit SECURITYPLUS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2001 · Amount on File
Deed Sale	Aug 22, 2001 · Amount on File
Deed Document Number	20016467
Deed Book / Page	5638 / 120
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Recording Date	Jul 24, 2026
Property Address	6691 OLD WATERLOO RD, ELKRIDGE, MD 21075-6538
Document Number	2333000342
Book / Page	23335 / 342
Instrument Date	Jul 1, 2026
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	DATA SEARCH INC, DATA SEARCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6691 OLD WATERLOO RD, ELKRIDGE, MD 21075-6538

Mortgage

Document Number	2333000342,
Date	Jul 24, 2026
Book Page	23335/342

Lender

Name	TRUST BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.48%
Max Rate	-1%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	6691 OLD WATERLOO RD, ELKRIDGE, MD 21075-6538
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	REAL ESTATE SETMNT & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0186430415
Date	Apr 30, 2019
Book Page	18643/415

Lender

Name	SECURITYPLUS FCU
Type	Bank
Address	WINDSOR MILL, MD 21244

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	May 25, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 6691 Old Waterloo Rd was $7,348 with a homeowner's exemption, down 4% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,348.00 (-4%) Homeowner's exemption	$569,300 (+8.04%) Land $199,700 Building $369,600	$569,300 (-) Land $199,700 Building $369,600
2025	$7,654.00 Homeowner's exemption	$526,933	$569,300 Land $199,700 Building $369,600
2023		$442,200 Land $134,700 Building $307,500	$442,200 Land $134,700 Building $307,500
2022	$4,873.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6691 Old Waterloo Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 6691 Old Waterloo Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100

May also be available: AT&T, T-Mobile.

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