Howard County property record for 6500 Old Waterloo Rd, Elkridge, MD 21075
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 6,400 sqft · built 2002 |
| Lot Size | 1.06 acres (46,174 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,660,000 (Sep 2008) |
| Tax Bill | $22,651 (2026) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-413684 |
| Primary APN | 06-413684 |
|---|---|
| Alternative APNs |
|
| Units | 8 Units |
|---|---|
| Stories | 1 Story |
| Building Area | 6,400 sqft Total Area |
| 1st Floor Area | 6,400 sqft |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Block |
| Construction Type | Masonry / Concrete Block |
| Fire Resistance | Masonry Walls, Wood Interior |
| Roof Type | Hip |
| Lot Area | 46,174 sqft (1.06 acres) |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 413684 |
|---|---|
| Street Address | 6500 OLD WATERLOO RD |
| City | ELKRIDGE |
| State | MD |
| Zip | 21075-6475 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | B2 |
| Legal Description | 1.06 A 6500 WATERLOO RD ELKRIDGE |
| Legal Subdivision | ELKRIDGE |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 606706 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 7535 LITTLE RIVER TPKE, ANNANDALE, VA 22003-2991 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 3, 2008 · Amount on Record |
| Deed Sale | Sep 3, 2008 · Amount on Record |
| Prior Sale | Apr 16, 2003 · Amount on Record |
| Deed Document Number | 200888033 |
| Deed Book / Page | 11345 / 452 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6500 OLD WATERLOO RD, ELKRIDGE, MD 21075-6475 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | US TITLES INC |
| Name | Verified Name |
|---|---|
| Address | 1004 LITTLE RIVER TURNPIKE #101A 101A, 101A, ANNANDALE, VA 22003 |
| Document Number | 0208800200 |
|---|---|
| Date | Sep 8, 2021 |
| Book Page | 20880/200 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Address | RESTON, VA 20190 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $22,651.00 (-4.35%) | $1,454,300 (-5.03%) Land $692,600 Building $761,700 | $1,454,300 (-5.03%) Land $692,600 Building $761,700 |
| 2025 | $23,681.00 (+41.79%) | $1,531,300 (+2.13%) Land $692,600 Building $838,700 | $1,531,300 (-) Land $692,600 Building $838,700 |
| 2023 | $1,499,300 | $1,531,300 Land $692,600 Building $838,700 | |
| 2022 | $16,701.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Believe Broadband Fixed Wireless | 500 / 100 |
May also be available: AT&T, T-Mobile.
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