Walworth County property record for 651 E Clay St, Whitewater, WI 53190
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.946 acres (41,251 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $200,000 (Aug 2007) |
| Tax Bill | $5,449 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | A161200001 |
| Primary APN | A161200001 |
|---|
| Lot Area | 41,251 sqft (0.946 acres) |
|---|
| Street Address | 651 E CLAY ST |
|---|---|
| City | WHITEWATER |
| State | WI |
| Zip | 53190-2009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 CERT SURVEY NO. 1612 RECORDED IN VOL 7 CS PG 282 WCR. SE 1/4 SE 1/4 SEC 4 T4N R15E. .916 A. OMITS CSM 1579-2(FORMERLY / |
| Legal Range | 15E |
| Legal Township | 04N |
| Legal Section | 04 |
| Legal Lot Number | 1 |
| Jurisdiction | WALWORTH WI |
| Township / Civil Division | WHITEWATER |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 400 |
Source: Walworth County records, as of February 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 651 E CLAY ST, WHITEWATER, WI 53190-2009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 23, 2007 · Amount on Record |
| Deed Sale | Aug 23, 2007 · Amount on Record |
| Prior Sale | Aug 23, 2007 · Amount on Record |
| Deed Document Number | 0000717161 |
| Last Transfer Date | Mar 24, 2022 |
| Transfer Doc | 0001058690 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WALWORTH WI |
| Recording Date | Mar 24, 2022 |
| Property Address | 651 E CLAY ST, WHITEWATER, WI 53190-2009 |
| Document Number | 0001058690 |
| Map Reference | DOC 150286 |
| Instrument Date | Mar 10, 2022 |
| Instrument | 1058690 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0001058691 |
|---|---|
| Date | Mar 24, 2022 |
| Instrument | 1058691 |
| Name | BANCO SERVICES INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2037 |
Source: Walworth County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Walworth County |
| Municipality | Whitewater City |
| Unified School District | Whitewater School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,449.00 (+22.75%) Homeowner's exemption | $346,100 (+19.22%) Land $66,200 Building $279,900 | $348,997 (+32.53%) Land $66,754 Building $282,243 |
| 2023 | $4,439.00 (+3.91%) Homeowner's exemption | $290,300 (+15.11%) Land $66,200 Building $224,100 | |
| 2022 | $4,272.00 Homeowner's exemption | $252,200 Land $66,200 Building $186,000 | $263,328 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 81% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITEWATER WATERWORKS serves 14,000 people · EPA ID WI2650056 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Netwurx.
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