720 E Clay St, Whitewater, WI 53190 Property Records

Walworth County property record for 720 E Clay St, Whitewater, WI 53190

Property Summary

Property Type	Single Family Home
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$121,900 (Aug 2007)
Tax Bill	$2,647 (2025)
Deeds & Mortgages	Jun 2026 Transfer Mar 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A 800004`

Property Details

APN / Parcel Number

Primary APN	`A 800004`

Exterior

Lot Area	10,454 sqft (0.24 acres)

Location & Zoning

Street Address	720 E CLAY ST
City	WHITEWATER
State	WI
Zip	53190-2113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 CERTIFIED SURVEY NO. 8 RECORDED IN VOL 1 CS PG 8 WCR SW 1/4 SW 1/4 SEC 3 T4N R15E CITY OF WHITEWATER
Legal Range	15E
Legal Township	04N
Legal Section	03
Legal Subdivision	CERTIFIED SURVEY MAP NO 8
Legal Lot Number	4
Jurisdiction	WALWORTH WI
Township / Civil Division	WHITEWATER
Census Block Group	2
Census Block	2043
Census Tract	400

Owner

Source: Walworth County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	421 E 12TH AVE APT 3, 3, ELKHORN, WI 53121
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Mar 26, 2024	Affidavit of Death of Joint Tenant, Transfer NATIONS TITLE AGENCY
Mar 26, 2024	Intrafamily Transfer, Transfer · Conventional Mortgage MORTGAGE CENTER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2007 · Amount on Record
Deed Sale	Aug 2, 2007 · Amount on Record
Deed Document Number	2007715325
Last Transfer Date	Jun 1, 2026
Transfer Doc	0001130413
Record Updated	Sep 20, 2026

June 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	WALWORTH WI
Recording Date	Jun 2, 2026
Property Address	720 E CLAY ST, WHITEWATER, WI 53190-2113
Document Number	0001130413
Instrument Date	Jun 1, 2026
Instrument	20261130413
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	ELKHORN, WI 53121

March 2024: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	WALWORTH WI
Recording Date	Mar 26, 2024
Property Address	720 E CLAY ST, WHITEWATER, WI 53190-2113
Document Number	0001092549
Map Reference	VOL 1 PG 8
Instrument Date	Mar 21, 2024
Instrument	1092549
Transaction Type	Transfer
Record Updated	Apr 11, 2024
Title Company	NATIONS TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	421 E 1ST AVE APT 3, 3, ELKHORN, WI 53121-1423

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALWORTH WI
Recording Date	Mar 26, 2024
Property Address	720 E CLAY ST, WHITEWATER, WI 53190-2113
Document Number	0001092550
Map Reference	DOC 564335
Instrument Date	Mar 21, 2024
Instrument	1092550
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 E 12ST AVE #3 # 3, 3, ELKHORN, WI 53121

Mortgage

Document Number	0001092551
Date	Mar 26, 2024
Instrument	1092551

Lender

Name	MORTGAGE CENTER
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.7%
Type Change Date	Apr 1, 2029
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	1-Year T-Bill
Max Rate	10.7%

Tax Assessment & Valuation

Source: Walworth County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Walworth County
Municipality	Whitewater City
Unified School District	Whitewater School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,647.00 (+17.85%) Homeowner's exemption	$176,800 (+12.76%) Land $38,500 Building $138,300	$178,280 (+14.75%) Land $38,822 Building $139,458
2023	$2,246.00 (-5.99%) Homeowner's exemption	$156,800 (+5.38%) Land $38,500 Building $118,300
2022	$2,389.00 Homeowner's exemption	$148,800 Land $38,500 Building $110,300	$155,365

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITEWATER WATERWORKS serves 14,000 people · EPA ID WI2650056
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Netwurx.

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