611 E Clay St, Whitewater, WI 53190 Property Records

Walworth County property record for 611 E Clay St, Whitewater, WI 53190

Property Summary

Property Type	Single Family Home
Lot Size	1.37 acres (59,982 sqft)
Owner	Trust Name on File
Tax Bill	$6,255 (2025)
Deeds & Mortgages	Aug 2021 Second Mortgage Feb 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`A161200003`

Property Details

APN / Parcel Number

Primary APN	`A161200003`

Exterior

Lot Area	59,982 sqft (1.37 acres)

Location & Zoning

Street Address	611 E CLAY ST
City	WHITEWATER
State	WI
Zip	53190-2009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 CERT SURVEY NO. 1612 RECORDED IN VOL 7 CS PG 282 WCR SE 1/4 SE 1/4 SEC 4 T4N R15E. 1.368 A. CITY OF WHITEWATER
Legal Range	15E
Legal Township	04N
Legal Section	04
Legal Lot Number	3
Jurisdiction	WALWORTH WI
Township / Civil Division	WHITEWATER
Census Block Group	2
Census Block	2036
Census Tract	400

Owner

611 E Clay St is held in a trust since September 2020.

Source: Walworth County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	PO BOX 236, WHITEWATER, WI 53190-0236
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST CITIZENS STATE BANK
Feb 2, 2022	Deed of Trust, Mortgage FIRST CITIZENS STATE BANK
Sep 23, 2020	Re-recorded Document
Sep 14, 2020	Intrafamily Transfer, Transfer
Sep 14, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Sep 14, 2020
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALWORTH WI
Property Address	611 E CLAY ST, WHITEWATER, WI 53190-2009
Transaction Type	Mortgage
Record Updated	Oct 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 E BELOIT ST, DARIEN, WI 53114-1581

Mortgage

Document Number	0001044432
Date	Aug 18, 2021
Instrument	1044432

Lender

Name	FIRST CITIZENS STATE BANK
Type	Bank
Address	WHITEWATER, WI 53190

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALWORTH WI
Property Address	611 E CLAY ST, WHITEWATER, WI 53190-2009
Transaction Type	Mortgage
Record Updated	Oct 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	611 E CLAY ST, WHITEWATER, WI 53190-2009

Mortgage

Document Number	0001055758
Date	Feb 2, 2022
Instrument	1055758

Lender

Name	FIRST CITIZENS STATE BANK
Type	Bank
Address	WHITEWATER, WI 53190

Agreement

Amount	Amount on Record
Term	119 Months
Due	Jan 20, 2032

September 2020: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	WALWORTH WI
Recording Date	Sep 23, 2020
Property Address	611 E CLAY ST, WHITEWATER, WI 53190-2009
Document Number	0001018848
Map Reference	VOL 7 PG 282
Instrument Date	Sep 21, 2020
Instrument	1018848
Record Updated	Oct 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALWORTH WI
Recording Date	Sep 14, 2020
Property Address	611 E CLAY ST, WHITEWATER, WI 53190-2009
Document Number	0001018084
Map Reference	DOC 150286
Instrument Date	Aug 18, 2020
Instrument	1018084
Transaction Type	Transfer
Record Updated	Oct 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALWORTH WI
Recording Date	Sep 14, 2020
Property Address	611 E CLAY ST, WHITEWATER, WI 53190-2009
Document Number	0001018083
Map Reference	DOC 150286
Instrument Date	Aug 18, 2020
Instrument	1018083
Transaction Type	Transfer
Record Updated	Oct 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 611 E Clay St was $6,255.

Source: Walworth County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Walworth County
Municipality	Whitewater City
Unified School District	Whitewater School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,255.00	$382,100 Land $54,200 Building $327,900	$385,299 Land $54,654 Building $330,645
2023	$5,325.00 (+33.09%)	$328,500 (+60.09%) Land $54,200 Building $274,300
2022	$4,001.00	$205,200 Land $54,200 Building $151,000	$214,254

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 611 E Clay St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 611 E Clay St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITEWATER WATERWORKS serves 14,000 people · EPA ID WI2650056
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Netwurx.

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