581 E Clay St, Whitewater, WI 53190 Property Records

Walworth County property record for 581 E Clay St, Whitewater, WI 53190

Property Summary

Property Type	Single Family Home
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on Record
Last Sale	$179,900 (Nov 2020)
Tax Bill	$3,830 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Nov 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`A141100002`

Property Details

APN / Parcel Number

Primary APN	`A141100002`

Exterior

Lot Area	16,553 sqft (0.38 acres)

Location & Zoning

Street Address	581 E CLAY ST
City	WHITEWATER
State	WI
Zip	53190-2007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 CERT SURVEY NO. 1411 RECORDED IN VOL 6 CS PG 287 WCR. SE 1/4 SE 1/4 SEC 4 T4N R15E. 16,757 SQ FT CITY OF WHITEWATER
Legal Range	15E
Legal Township	04N
Legal Section	04
Legal Subdivision	CSM #1411
Legal Lot Number	2
Jurisdiction	WALWORTH WI
Township / Civil Division	WHITEWATER
Census Block Group	2
Census Block	2036
Census Tract	400

Owner

Source: Walworth County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	N6453 WHITE OAK CT, DELAVAN, WI 53115-2556
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2021	Deed of Trust, Mortgage PREMIER BANK
Nov 25, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2020 · Amount on Record
Deed Sale	Nov 25, 2020 · Amount on Record
Deed Document Number	1023872
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALWORTH WI
Property Address	581 E CLAY ST, WHITEWATER, WI 53190-2007
Transaction Type	Mortgage
Record Updated	Apr 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	N6453 WHITE OAK CT, DELAVAN, WI 53115-2556

Mortgage

Document Number	0001027828
Date	Jan 19, 2021
Instrument	1027828

Lender

Name	PREMIER BANK
Type	Bank
Address	WHITEWATER, WI 53190

Agreement

Amount	Amount Recorded

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALWORTH WI
Recording Date	Nov 25, 2020
Property Address	581 E CLAY ST, WHITEWATER, WI 53190-2007
Document Number	0001023872
Map Reference	DOC 113159
Instrument Date	Sep 18, 2020
Instrument	1023872
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Amount	Amount Recorded
Tax	$539.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	N6453 WHITE OAK CT, DELAVAN, WI 53115-2556

Tax Assessment & Valuation

Source: Walworth County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Walworth County
Municipality	Whitewater City
Unified School District	Whitewater School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,830.00 (+19.02%)	$219,000 (+9.39%) Land $55,900 Building $163,100	$220,833 (+13.04%) Land $56,368 Building $164,465
2023	$3,218.00 (-3.39%)	$200,200 (+7%) Land $55,900 Building $144,300
2022	$3,331.00	$187,100 Land $55,900 Building $131,200	$195,355

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITEWATER WATERWORKS serves 14,000 people · EPA ID WI2650056
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Netwurx.

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