622 E Clay St, Whitewater, WI 53190 Property Records

Walworth County property record for 622 E Clay St, Whitewater, WI 53190

Property Summary

Property Type	Single Family Home
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on Record
Last Sale	$50,000 (Mar 2012)
Tax Bill	$1,313 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`ES 00022`

Property Details

APN / Parcel Number

Primary APN	`ES 00022`

Exterior

Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	622 E CLAY ST
City	WHITEWATER
State	WI
Zip	53190-2010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLK 4 EXC. THAT PORTION LYING N OF A LINE 134.5' NLY OF N LN CLAY ST ESTERLYS ADDITION CITY OF WHITEWATER
Legal Subdivision	ESTERLYS ADD
Legal Block	4
Legal Lot Number	6
Jurisdiction	WALWORTH WI
Township / Civil Division	WHITEWATER
Census Block Group	2
Census Block	2035
Census Tract	400

Owner

Source: Walworth County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1232 W WALWORTH AVE, WHITEWATER, WI 53190-1606
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed of Trust, Mortgage · Line of Credit FORT COMMUNITY CREDIT UNION
	Deed of Trust, Mortgage
Nov 5, 2021	Deed of Trust, Mortgage FIRST CITIZENS STATE BANK
Apr 11, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2012 · Amount on Record
Deed Sale	Mar 16, 2012 · Amount on Record
Prior Sale	Mar 8, 2012 · Amount on Record
Deed Document Number	2012834242
Prior Transfer Date	Aug 25, 2008
Prior Transfer Doc	0000747170
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALWORTH WI
Recording Date	Sep 14, 2026
Property Address	622 E CLAY ST, WHITEWATER, WI 53190-2010
Document Number	0001136173
Instrument Date	Sep 9, 2026
Instrument	20261136173
Transaction Type	Mortgage
Record Updated	Sep 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	1232 W WALWORTH AVE, WHITEWATER, WI 53190-1606

Mortgage

Document Number	0001136173,
Date	Sep 14, 2026
Instrument	20261136173

Lender

Name	FORT COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALWORTH WI
Property Address	622 E CLAY ST, WHITEWATER, WI 53190-2010
Transaction Type	Mortgage
Record Updated	Dec 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALWORTH WI
Property Address	622 E CLAY ST, WHITEWATER, WI 53190-2010
Transaction Type	Mortgage
Record Updated	Apr 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1232 W WALWORTH AVE, WHITEWATER, WI 53190-1606

Mortgage

Document Number	0001050220
Date	Nov 5, 2021
Instrument	1050220

Lender

Name	FIRST CITIZENS STATE BANK
Type	Bank
Address	WHITEWATER, WI 53190

Agreement

Amount	Amount Recorded

April 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALWORTH WI
Recording Date	Apr 11, 2018
Property Address	622 E CLAY ST, WHITEWATER, WI 53190-2010
Document Number	0000964785
Instrument Date	Apr 6, 2018
Instrument	964785
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Walworth County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Walworth County
Municipality	Whitewater City
Unified School District	Whitewater School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,313.00 (+61.9%)	$83,600 (-18.83%) Land $25,400 Building $58,200	$84,300 (-12.62%) Land $25,613 Building $58,687
2023	$811.00 (-49.53%)	$103,000 (+11.47%) Land $42,400 Building $60,600
2022	$1,607.00	$92,400 Land $42,400 Building $50,000	$96,477

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITEWATER WATERWORKS serves 14,000 people · EPA ID WI2650056
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Netwurx.

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