650 Riverbank Dr, Geneva, IL 60134 Property Records

Kane County property record for 650 Riverbank Dr, Geneva, IL 60134

Property Summary

Property TypeSingle Family Home
Lot Size0.057 acres (2,522 sqft)
Owner2 Individual Names on Record
Last Sale$475,000 (Feb 2025)
Tax Bill$9,649 (2025)
Deeds & MortgagesAug 2020 Mortgage
Jun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN12-10-377-014

Property Details

APN / Parcel Number

Primary APN12-10-377-014

Exterior

Lot Area2,522 sqft (0.057 acres)

Location & Zoning

Street Address650 RIVERBANK DR
CityGENEVA
StateIL
Zip60134-3331
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVERBANK CROSSING LT 2 W 26 FT E 112.6 FT PER 2018DIV150
Legal SubdivisionRIVERBANK CROSSING
Legal Block1
Legal Lot Number2
JurisdictionKANE IL
Township / Civil DivisionGENEVA
Census Block Group1
Census Block1023
Census Tract852606

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address870 RESERVE CT, SOUTH ELGIN, IL 60177-3309
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST FEDERAL BANK
Jun 19, 2019Warranty Deed, Transfer · Conventional with PMI
TAYLOR MORRISON HOME FUNDING

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 5, 2025 · Amount on Record
Deed SaleFeb 5, 2025 · Amount on Record
Prior SaleJun 19, 2019 · Amount on Record
Deed Document Number20254335
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address650 RIVERBANK DR, GENEVA, IL 60134-3331
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000043218
DateAug 5, 2020
Instrument2020K043218
Lender
NameFIRST FEDERAL BANK
TypeBank
AddressALPHARETTA, GA 30022
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2050
Interest
Rate TypeFixed Rate
Rate3.37%

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJun 19, 2019
Property Address650 RIVERBANK DR, GENEVA, IL 60134-3331
Document Number0000025445
Instrument DateJun 12, 2019
Instrument25445
Transaction TypeTransfer
Record UpdatedJul 1, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$555.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address650 RIVERBANK DR GENEVA IL 601343331, GENEVA, IL 60134-3331

Mortgage

Document Number25446
DateJun 19, 2019
Instrument25446
Lender
NameTAYLOR MORRISON HOME FUNDING
TypeFunding / Finance Company
AddressMAITLAND, FL 32751
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 18, 2049
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,649.00 (-4.93%)
2024$137,879 (+4.02%) Land $40,297 Building $97,582$413,803 (+4.06%) Land $120,939 Building $292,863
2022$10,149.00 (+3.18%) Homeowner's exemption$132,553 (+3.86%) Land $34,040 Building $98,513$397,659 (+3.86%) Land $102,120 Building $295,539
2021$9,836.00 Homeowner's exemption$127,627 Land $32,775 Building $94,852$382,881 Land $98,325 Building $284,556

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1996–2002)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA
serves 21,247 people · EPA ID IL0890350
Water SourceGroundwater
Last State InspectionJun 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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