Kane County property record for 641 Riverbank Dr, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Owner | 2 Company Names on Record |
| Last Sale | $630,000 (Mar 2019) |
| Deeds & Mortgages | Nov 2020 Mortgage Apr 2019 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-10-376-022 |
| Primary APN | 12-10-376-022 |
|---|
| Street Address | 641 RIVERBANK DR |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-3333 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVERBANK CROSSING THAT PT LT 8 DESC AS UNIT 8-3 IN TP REQ DATED 9/19/18 WITH SURVEY |
| Legal Subdivision | RIVERBANK CROSSING THAT |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Legal Unit | 8-3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 852606 |
Source: Kane County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 641 RIVERBANK DR, GENEVA, IL 60134-3333 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Nov 10, 2020 | Deed of Trust, Mortgage · VA Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Apr 26, 2019 | Warranty Deed, Subdivision Related Transfer · Line of Credit GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2019 · Amount on Record |
| Deed Sale | Mar 4, 2019 · Amount on Record |
| Deed Document Number | 20198251 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 641 RIVERBANK DR, GENEVA, IL 60134-3333 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000068791 |
|---|---|
| Date | Nov 10, 2020 |
| Instrument | 2020K068791 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 26, 2019 |
| Property Address | 641 RIVERBANK DR, GENEVA, IL 60134-3333 |
| Document Number | 0000016464 |
| Instrument Date | Apr 17, 2019 |
| Instrument | 16464 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 10, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $570.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 635 RIVERBANK DR GENEVA IL 601343333, GENEVA, IL 60134-3333 |
| Document Number | 16465 |
|---|---|
| Date | Apr 26, 2019 |
| Instrument | 16465 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 25, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
Source: Kane County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Senior Citizen's exemption Veteran's exemption | ||
| 2024 | $162,852 (+8.24%) Land $40,297 Building $122,555 | $488,752 (+8.28%) Land $120,939 Building $367,812 | |
| 2022 | Disabled Person's exemption Veteran's exemption | $150,457 Land $34,040 Building $116,417 | $451,371 Land $102,120 Building $349,251 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1996–2002) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2002 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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