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638 Riverbank Dr, Geneva, IL 60134 Property Records

Kane County property record for 638 Riverbank Dr, Geneva, IL 60134

Property Summary

Property TypeSingle Family Home
Owner2 Individual Names on Record
Last Sale$358,000 (Mar 2020)
Tax Bill$10,378 (2025)
Deeds & MortgagesNov 2020 Mortgage
Mar 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN12-10-377-016

Property Details

APN / Parcel Number

Primary APN12-10-377-016

Location & Zoning

Street Address638 RIVERBANK DR
CityGENEVA
StateIL
Zip60134-3331
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVERBANK CROSSING LT 2 W 26 FT E 60.6 FT PER 2018DIV150
Legal SubdivisionRIVERBANK CROSSING
Legal Block1
Legal Lot Number2
JurisdictionKANE IL
Township / Civil DivisionGENEVA
Census Block Group1
Census Block1023
Census Tract852606

Owner

Source: Kane County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address638 RIVERBANK DR, GENEVA, IL 60134-3331
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST NATIONAL BANK OF OMAHA
Mar 13, 2020Warranty Deed, Transfer · Conventional Mortgage
FIRST NATIONAL BANK OF OMAHA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 13, 2020 · Amount on Record
Deed SaleMar 13, 2020 · Amount on Record
Deed Document Number202013181
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address638 RIVERBANK DR, GENEVA, IL 60134-3331
Transaction TypeMortgage
Record UpdatedJul 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000071196
DateNov 18, 2020
Instrument2020K071196
Lender
NameFIRST NATIONAL BANK OF OMAHA
TypeBank
AddressOMAHA, NE 68197
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 1, 2035
Interest
Rate2.5%

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateMar 13, 2020
Property Address638 RIVERBANK DR, GENEVA, IL 60134-3331
Document Number0000013181
Map ReferenceDOC 2018K000047
Instrument DateFeb 21, 2020
Instrument2020K013181
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$358.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address638 RIVERBANK DR, GENEVA, IL 60134-3331

Mortgage

Document Number0000013182
DateMar 13, 2020
Instrument2020K013182
Lender
NameFIRST NATIONAL BANK OF OMAHA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2050
Interest
Rate3.75%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,378.00 (+3.83%) Homeowner's exemption$151,689 (+8.5%) Land $43,722 Building $107,967$455,249 (+8.5%) Land $131,218 Building $324,031
2024$139,806 (+11.21%) Land $40,297 Building $99,509$419,586 (+11.26%) Land $120,939 Building $298,646
2022$9,995.00 (+3.02%) Homeowner's exemption$125,710 (+3.86%) Land $34,040 Building $91,670$377,130 (+3.86%) Land $102,120 Building $275,010
2021$9,702.00 Homeowner's exemption$121,038 Land $32,775 Building $88,263$363,114 Land $98,325 Building $264,789

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1996–2002)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA
serves 21,247 people · EPA ID IL0890350
Water SourceGroundwater
Last State InspectionJun 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

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