Kane County property record for 656 Riverbank Dr, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Owner | 2 Individual Names on Record |
| Last Sale | $607,500 (Aug 2026) |
| Tax Bill | $9,960 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Jul 2026 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-10-377-013 |
| Primary APN | 12-10-377-013 |
|---|
| Street Address | 656 RIVERBANK DR |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-3331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVERBANK CROSSING LT 2 (EX E 112.6 FT) PER 2018DIV150 |
| Legal Subdivision | RIVERBANK CROSSING |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 852606 |
Source: Kane County records, as of August 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 656 RIVERBANK DR, GENEVA, IL 60134-3331 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 11, 2026 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE |
| Jul 14, 2026 | Deed of Trust, Mortgage · Line of Credit UW CREDIT UNION |
| Jul 18, 2019 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2026 · Amount on Record |
| Deed Sale | Aug 11, 2026 · Amount on Record |
| Prior Sale | Jul 18, 2019 · Amount on Record |
| Deed Document Number | 202634425 |
| Prior Transfer Date | Jul 28, 2026 |
| Prior Transfer Doc | 0000034425 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 11, 2026 |
| Property Address | 656 RIVERBANK DR, GENEVA, IL 60134-3331 |
| Document Number | 0000034425 |
| Instrument Date | Jul 28, 2026 |
| Instrument | 202634425 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | FOX TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $92,036.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 656 RIVERBANK DR, GENEVA, IL 60134-3331 |
| Document Number | 0000034426, |
|---|---|
| Date | Aug 11, 2026 |
| Instrument | 202634426 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 14, 2026 |
| Property Address | 656 RIVERBANK DR, GENEVA, IL 60134-3331 |
| Document Number | 0000029585 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 202629585 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 656 RIVERBANK DR, GENEVA, IL 60134-3331 |
| Document Number | 0000029585, |
|---|---|
| Date | Jul 14, 2026 |
| Instrument | 202629585 |
| Name | UW CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 18, 2019 |
| Property Address | 656 RIVERBANK DR, GENEVA, IL 60134-3331 |
| Document Number | 0000031108 |
| Instrument Date | Jun 28, 2019 |
| Instrument | 31108 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $600.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 656 RIVERBANK DR GENEVA IL 601343331, GENEVA, IL 60134-3331 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,960.00 (+3.5%) Homeowner's exemption | $149,738 (+8.5%) Land $48,108 Building $101,630 | $449,394 (+8.5%) Land $144,382 Building $305,012 |
| 2024 | $9,623.00 (-16.07%) | $138,007 (-5.67%) Land $44,339 Building $93,668 | $414,187 (-5.64%) Land $133,070 Building $281,116 |
| 2022 | $11,466.00 (+3%) Homeowner's exemption | $146,307 (+6.02%) Land $37,454 Building $108,853 | $438,921 (+6.02%) Land $112,362 Building $326,559 |
| 2021 | $11,132.00 Homeowner's exemption | $137,999 Land $36,062 Building $101,937 | $413,997 Land $108,186 Building $305,811 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1996–2002) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2002 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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