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704 Riverbank Dr, Geneva, IL 60134 Property Records

Kane County property record for 704 Riverbank Dr, Geneva, IL 60134

Property Summary

Property TypeSingle Family Home
Lot Size0.079 acres (3,480 sqft)
Owner2 Company Names on Record
Last Sale$486,500 (Jan 2022)
Tax Bill$10,734 (2025)
Deeds & MortgagesMar 2023 Transfer
Jan 2022 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN12-10-377-022

Property Details

APN / Parcel Number

Primary APN12-10-377-022

Exterior

Lot Area3,480 sqft (0.079 acres)

Location & Zoning

Street Address704 RIVERBANK DR
CityGENEVA
StateIL
Zip60134-3334
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVERBANK CROSSING PT LT 3 DESC AS UNIT 3-1 IN TAX PAYER REQUEST DATED 7/31/18 WITH SURVEY
Legal SubdivisionRIVERBANK CROSSING
Legal Block1
Legal Lot Number3
Legal Unit3-1
JurisdictionKANE IL
Township / Civil DivisionGENEVA
Census Block Group1
Census Block1023
Census Tract852606

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address704 RIVERBANK DR, GENEVA, IL 60134-3334
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Mar 13, 2023Intrafamily Transfer, Transfer
ATTORNEY
Jan 20, 2022Warranty Deed, Transfer
FIRST AMERICAN TITLE
Jan 14, 2019Deed of Trust, Transfer
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 20, 2022 · Amount on Record
Deed SaleJan 20, 2022 · Amount on Record
Prior SaleJan 18, 2019 · Amount on Record
Deed Document Number20223922
Record UpdatedSep 20, 2026

March 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateMar 13, 2023
Property Address704 RIVERBANK DR, GENEVA, IL 60134-3334
Document Number0000007647
Map ReferenceDOC 2018K000047
Instrument DateJan 9, 2023
Instrument2023K007647
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address704 RIVERBANK DR, GENEVA, IL 60134-3334

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJan 20, 2022
Property Address704 RIVERBANK DR, GENEVA, IL 60134-3334
Document Number0000003922
Map ReferenceDOC 2018K00047
Instrument DateNov 6, 2021
Instrument2022K003922
Transaction TypeTransfer
Record UpdatedJan 26, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$486.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address704 RIVERBANK DR, GENEVA, IL 60134-3334

January 2019: Deed of Trust, Transfer

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address704 RIVERBANK DR, GENEVA, IL 60134-3334
Document Number0000002623
Instrument DateJan 14, 2019
Transaction TypeTransfer
Record UpdatedApr 23, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

Additional
  • Arm's Length

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address704 RIVERBANK DR GENEVA IL 601343334, GENEVA, IL 60134-3334

Mortgage

Document Number0000002623
DateJan 18, 2019
Instrument2623
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
AmountAmount Recorded
Term360 Months
DueJan 17, 2049
Interest
Rate TypeFixed Rate
Rate4.87%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,734.00 (-16.82%)
2024$144,360 (-10.09%) Land $44,339 Building $100,021$433,253 (-10.05%) Land $133,070 Building $300,183
2022$12,904.00 (-0.68%) Homeowner's exemption$160,552 (+0.31%) Land $37,454 Building $123,098$481,656 (+0.31%) Land $112,362 Building $369,294
2021$12,992.00 Homeowner's exemption$160,050 Land $36,062 Building $123,988$480,150 Land $108,186 Building $371,964

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1996–2002)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA
serves 21,247 people · EPA ID IL0890350
Water SourceGroundwater
Last State InspectionJun 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

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