Lincoln County property record for 65 Spring Creek Rd, Troy, MO 63379
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 2.75 ba · 3,320 sqft · built 2003 |
| Lot Size | 3.48 acres (151,589 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,960 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-50-22-000-000-015.000 |
| Primary APN | 15-50-22-000-000-015.000 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2.75 Baths |
| Total Rooms | 12 Rooms |
| Stories | 1 Story |
| Building Area | 3,320 sqft Living Area |
| Basement Area | 3,320 sqft |
| Unfinished Basement | 3,320 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 151,589 sqft (3.48 acres) |
| Garage Area | 350 sqft |
| Parking Spaces | 1 Parking Space |
| Total Buildings | 2 Buildings |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Street Address | 65 SPRING CREEK RD |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-3145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3.48 AC PVT RD E HWY H--START N ROW SPRING CK RD & E ROW HWY H E675 TO POB N32 0 E640 SE38 SW ALONG RD 730/PB |
| Legal Range | 01W |
| Legal Township | 49N |
| Legal Section | 22 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | BEDFORD |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 810306 |
Source: Lincoln County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 555, TROY, MO 63379-0555 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 65 SPRING CREEK RD, TROY, MO 63379-3145 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 65 SPRING CREEK RD, TROY, MO 63379-3145 |
| Document Number | 002487/454 |
|---|---|
| Date | Jan 25, 2023 |
| Book Page | 2487/454 |
| Instrument | 2023000587 |
| Name | PEOPLES SAVINGS BANK OF RHINELAND |
|---|---|
| Type | Bank |
| Address | LAKE CITY, MN 55041 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lincoln County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Troy R-III School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $85,082 (-) Land $7,144 Building $77,938 | ||
| 2025 | $4,960.00 (+1.99%) | $85,082 (+8.41%) Land $7,144 Building $77,938 | $447,800 (+8.41%) Land $37,600 Building $410,200 |
| 2023 | $4,863.00 (+5.97%) | $78,485 Land $6,555 Building $71,930 | $413,080 Land $34,500 Building $378,580 |
| 2022 | $4,589.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 67% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY PWSD 2 serves 1,005 people · EPA ID MO6024341 |
|---|---|
| Water Source | Purchased groundwater from TROY PWS |
| Last State Inspection | May 2023 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Systec Wireless Communications, Verizon, Wisper ISP.
5G (outdoors only) and 4G LTE
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