151 Spring Creek Rd, Troy, MO 63379 Property Records

Lincoln County property record for 151 Spring Creek Rd, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,440 sqft · built 1976
Lot Size	4.31 acres (187,744 sqft)
Owner	Individual Name on Record
Last Sale	$252,500 (Apr 2020)
Tax Bill	$2,187 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Feb 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`15-50-22-000-000-003.000`

Property Details

APN / Parcel Number

Primary APN	`15-50-22-000-000-003.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
Basement Area	1,440 sqft
Unfinished Basement	1,440 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	187,744 sqft (4.31 acres)
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	151 SPRING CREEK RD
City	TROY
State	MO
Zip	63379-3147
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4.310 AC BEING PT NW1/4 OF NE1/4 SEC 22
Legal Range	01W
Legal Township	49N
Legal Section	22
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1034
Census Tract	810306

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	151 SPRING CREEK RD, TROY, MO 63379-3147
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2020	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Feb 18, 2020	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2020 · Amount on Record
Deed Sale	Apr 13, 2020 · Amount on Record
Deed Document Number	20203539
Deed Book / Page	2445 / 530
Record Updated	Oct 29, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Apr 13, 2020
Property Address	151 SPRING CREEK RD, TROY, MO 63379-3147
Document Number	002445/530
Book / Page	2445 / 530
Instrument Date	Apr 10, 2020
Instrument	2020003539
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	MEYER TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 SPRING CREEK RD, TROY, MO 63379-3147

Mortgage

Document Number	002445/531
Date	Apr 13, 2020
Book Page	2445/531
Instrument	2020003540

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

February 2020: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	LINCOLN MO
Recording Date	Feb 18, 2020
Property Address	151 SPRING CREEK RD, TROY, MO 63379-3147
Document Number	002443/597
Book / Page	2443 / 597
Instrument Date	Feb 18, 2020
Instrument	2020001596
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2124 BAYONNE DR, SAINT CHARLES, MO 63303-6703

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,794 (-) Land $8,398 Building $27,396
2025	$2,187.00 (+5.65%)	$35,794 (+7.11%) Land $8,398 Building $27,396	$188,390 (+7.11%) Land $44,200 Building $144,190
2023	$2,070.00 (+3.97%)	$33,417 Land $7,695 Building $25,722	$175,880 Land $40,500 Building $135,380
2022	$1,991.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 2 serves 1,005 people · EPA ID MO6024341
Water Source	Purchased groundwater from TROY PWS
Last State Inspection	May 2023
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Systec Wireless Communications, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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