Lincoln County property record for 130 Spring Creek Rd, Troy, MO 63379
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,316 sqft · built 1986 |
| Lot Size | 5.06 acres (220,414 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,974 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-50-22-000-000-017.000 |
| Primary APN | 15-50-22-000-000-017.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,316 sqft Living Area |
| Basement Area | 1,316 sqft |
| Unfinished Basement | 1,316 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Contemporary |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 220,414 sqft (5.06 acres) |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Street Address | 130 SPRING CREEK RD |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-3146 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5.06 AC NWNE PVT RD E HWY H--START S ROW SPRING CK RD E850 NW1000 TO POB E390 S600 NW390 N520 |
| Legal Range | 01W |
| Legal Township | 49N |
| Legal Section | 22 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | BEDFORD |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 810306 |
Source: Lincoln County records, as of September 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 130 SPRING CREEK RD, TROY, MO 63379-3146 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 130 SPRING CREEK RD, TROY, MO 63379-3146 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2451/727 |
|---|---|
| Date | Sep 1, 2020 |
| Book Page | 2451/727 |
| Instrument | 2020009787 |
| Name | PEOPLES BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | TROY, MO 63379 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2035 |
Source: Lincoln County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Troy R-III School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $32,769 (-) Land $4,102 Building $28,667 | ||
| 2025 | $1,974.00 (+4.28%) | $32,769 (+5.79%) Land $4,102 Building $28,667 | $172,470 (+5.79%) Land $21,590 Building $150,880 |
| 2023 | $1,893.00 (+4.47%) | $30,976 Land $3,798 Building $27,178 | $163,030 Land $19,990 Building $143,040 |
| 2022 | $1,812.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 69% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY PWSD 2 serves 1,005 people · EPA ID MO6024341 |
|---|---|
| Water Source | Purchased groundwater from TROY PWS |
| Last State Inspection | May 2023 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Systec Wireless Communications, Wisper ISP.
5G and 4G LTE (outdoors only)
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