57 Siesta Bluff, Destin, FL 32541 Property Records

Okaloosa County property record for 57 Siesta Bluff, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,816 sqft · built 2001
Lot Size0.204 acres (8,869 sqft)
Owner2 Individual Names on File
Last Sale$509,000 (Jul 2011)
Tax Bill$11,252 (2025)
Deeds & MortgagesNov 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-589-3801-0

Property Details

APN / Parcel Number

Primary APNC56-000-589-3801-0
Alternative APNs
  • 00-2S-22-0072-0000-0680
  • 22S200007200000680

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,816 sqft Living Area
Gross Area3,965 sqft
1st Floor Area2,816 sqft
FlooringTile
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialWood
Roof TypeCathedral/Clerestory
Roof MaterialConcrete
Lot Area8,869 sqft (0.204 acres)
Garage TypeAttached
Garage Area709 sqft
PorchFinished/Open Porch
Porch Area440 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address57 SIESTA BLF
CityDESTIN
StateFL
Zip32541-4778
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDESTINY EAST PH I LOT 68
Legal SubdivisionDESTINY EAST PH I
Legal Phase1
Legal Lot Number68
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1025
Census Tract23308

Owner

57 Siesta Bluff is owned by two individuals who bought it in July 2011.

Source: Okaloosa County records, as of August 27, 2026

Owner of Record2 Individual Names on File
Mailing Address14624 TIMBER PT, ALPHARETTA, GA 30004-4528
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 5, 2011 · Amount on File
Deed SaleJul 5, 2011 · Amount on File
Prior SaleApr 22, 2009 · Amount on File
Deed Document Number20112714246
Deed Book / Page2991 / 3068
Prior Transfer DateApr 12, 2002
Prior Transfer Doc0001915719
Record UpdatedOct 29, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address57 SIESTA BLF, DESTIN, FL 32541-4778
Document Number0033252651
Book / Page003325 / 002651
Instrument DateNov 3, 2017
Transaction TypeMortgage
Record UpdatedDec 8, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address57 SIESTA BLF DESTIN FL 325414778, DESTIN, FL 32541-4778

Mortgage

Document Number0033252651
DateNov 9, 2017
Book Page003325/002651
Instrument3171683
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueNov 8, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 57 Siesta Bluff was $11,252.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,252.00$983,288 Land $384,264 Building $599,024$983,288 Land $384,264 Building $599,024
2023$10,305.00 (+13.78%)$981,093 (+19.7%) Land $258,270 Building $722,823$981,093 (+19.7%) Land $258,270 Building $722,823
2022$9,057.00$819,602 Land $234,791 Building $584,811$819,602 Land $234,791 Building $584,811

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 57 Siesta Bluff in Zone X, an area of minimal flood risk, though there have been 51 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 95 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies251 units insured
incl. 156 condo units
Nearby Flood Claims51 (1983–2005)
Claims Outside the SFHA39 of 51
Most Recent ClaimJul 2005 · Hurricane Dennis
Claims by Event
  • Hurricane Frances, Oct 2004 · 6 claims
  • Hurricane Georges, Sep 1998 · 4 claims
  • Hurricane Opal, Oct 1995 · 38 claims

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources SystemYes
UnitP32 “Moreno Point”
Unit TypeSystem Unit
DesignatedOct 18, 1982
NFIP EligibilityNot eligible (built 2001)
built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 57 Siesta Bluff has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink.

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