65 Rust St, South Hamilton, MA 01982 Property Records

Essex County and Hamilton Town property record for 65 Rust St, South Hamilton, MA 01982

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,816 sqft · built 1920
Lot Size	0.165 acres (7,200 sqft)
Owner	Company Name on Record
Tax Bill	$9,502 (2026)
Deeds & Mortgages	Feb 2023 Transfer Jun 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`HAMI M:55 B:154`

Property Details

APN / Parcel Number

Primary APN	`HAMI M:55 B:154`
Alternative APN	`1085`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,816 sqft Living Area
Gross Area	2,796 sqft
1st Floor Area	908 sqft
Basement Area	728 sqft
Unfinished Basement	728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,200 sqft (0.165 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	1085
Street Address	65 RUST ST
City	SOUTH HAMILTON
State	MA
Zip	01982-2139
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Block	154
Legal Lot Number	154
Jurisdiction	HAMILTON MA
Township / Civil Division	HAMILTON
Census Block Group	2
Census Block	2001
Census Tract	215102

Owner

Source: Essex County and Hamilton Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	65 RUST ST, SOUTH HAMILTON, MA 01982-2139
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2023	Quit Claim Deed, Transfer Quitclaim
Jun 7, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 24, 2023
Transfer Doc	0041432-99
Record Updated	Oct 29, 2026

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON MA
Recording Date	Feb 9, 2023
Property Address	65 RUST ST, SOUTH HAMILTON, MA 01982-2139
Document Number	0041432-99
Book / Page	41432 / 99
Instrument Date	Jan 24, 2023
Instrument	20230209000980
Transaction Type	Transfer
Record Updated	Feb 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 WORCESTER ST, BOSTON, MA 02118-3902

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON MA
Property Address	65 RUST ST, SOUTH HAMILTON, MA 01982-2139
Document Number	36005-400
Instrument Date	Jun 7, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36005-400
Date	Jul 10, 2017
Book Page	036005/000400
Instrument	1707100020

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Hamilton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Hamilton Town
Unified School District	Hamilton-Wenham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,502.00 (+3.45%)	$631,800 (+7.65%) Land $293,400 Building $338,400	$745,579 (-9.47%)
2025	$9,185.00 (+4.98%)	$586,900 (+1.36%) Land $261,400 Building $325,500	$823,555
2024	$8,749.00 (+4.9%)	$579,000 (+13.44%) Land $261,400 Building $317,600
2023	$8,340.00	$510,400 Land $242,300 Building $268,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMILTON WATER DEPT serves 7,674 people · EPA ID MA3119000
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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