61 Rust St, South Hamilton, MA 01982 Property Records

Essex County and Hamilton Town property record for 61 Rust St, South Hamilton, MA 01982

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,312 sqft · built 1930
Lot Size	0.149 acres (6,499 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (May 2007)
Tax Bill	$9,520 (2026)
Deeds & Mortgages	Oct 2022 Mortgage Oct 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`HAMI M:55 B:155`

Property Details

APN / Parcel Number

Primary APN	`HAMI M:55 B:155`
Alternative APN	`1086`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,312 sqft Living Area
Gross Area	2,344 sqft
1st Floor Area	1,312 sqft
Basement Area	1,032 sqft
Unfinished Basement	1,032 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,499 sqft (0.149 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	1086
Street Address	61 RUST ST
City	SOUTH HAMILTON
State	MA
Zip	01982-2139
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Subdivision	04 FRANKLIN ST
Legal Block	155
Legal Lot Number	155
Jurisdiction	HAMILTON MA
Township / Civil Division	HAMILTON
Census Block Group	2
Census Block	2001
Census Tract	215102

Owner

61 Rust St is owned and occupied by an individual who bought it in May 2007.

Source: Essex County and Hamilton Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	61 RUST ST, SOUTH HAMILTON, MA 01982-2139
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) HARVARD UNIVERSITY CREDIT UNION
Oct 30, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance HARVARD UNIVERSITY CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2007 · Amount on File
Deed Sale	May 15, 2007 · Amount on File
Prior Sale	Mar 10, 2006
Deed Book / Page	26838 / 52
Transfer Doc	1566000016
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON MA
Property Address	61 RUST ST, SOUTH HAMILTON, MA 01982-2139
Transaction Type	Mortgage
Record Updated	Nov 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041256-361
Date	Oct 20, 2022
Book Page	41256/361
Instrument	20221020002300

Lender

Name	HARVARD UNIVERSITY CREDIT UNION

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2042

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON MA
Property Address	61 RUST ST, SOUTH HAMILTON, MA 01982-2139
Transaction Type	Mortgage
Record Updated	Apr 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039121-272
Date	Oct 30, 2020
Book Page	39121/272
Instrument	20201030003120

Lender

Name	HARVARD UNIVERSITY CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2030

Tax Assessment & Valuation

The 2026 property tax bill for 61 Rust St was $9,520, up 1.6% from the year before.

Source: Essex County and Hamilton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Hamilton Town
Unified School District	Hamilton-Wenham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,520.00 (+1.56%)	$633,000 (+5.68%) Land $292,100 Building $340,900	$661,081 (+4.19%)
2025	$9,374.00 (+4.77%)	$599,000 (+1.17%) Land $260,200 Building $338,800	$634,505
2024	$8,947.00 (+5.89%)	$592,100 (+14.5%) Land $260,200 Building $331,900
2023	$8,449.00	$517,100 Land $240,000 Building $277,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 61 Rust St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 61 Rust St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMILTON WATER DEPT serves 7,674 people · EPA ID MA3119000
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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