62 Rust St, South Hamilton, MA 01982 Property Records

Essex County and Hamilton Town property record for 62 Rust St, South Hamilton, MA 01982

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,536 sqft · built 1945
Lot Size	0.145 acres (6,329 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Apr 2017)
Tax Bill	$10,597 (2026)
Deeds & Mortgages	Aug 2020 Refinance Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HAMI M:55 B:145`

Property Details

APN / Parcel Number

Primary APN	`HAMI M:55 B:145`
Alternative APN	`1076`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,536 sqft Living Area
Gross Area	2,822 sqft
1st Floor Area	912 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,329 sqft (0.145 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1076
Street Address	62 RUST ST
City	SOUTH HAMILTON
State	MA
Zip	01982-2140
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Block	145
Legal Lot Number	145
Jurisdiction	HAMILTON MA
Township / Civil Division	HAMILTON
Census Block Group	4
Census Block	4004
Census Tract	215102

Owner

62 Rust St is owned and occupied by two individuals who bought it in April 2017.

Source: Essex County and Hamilton Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	62 RUST ST, SOUTH HAMILTON, MA 01982-2140
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ACADEMY MORTGAGE CORP
Apr 18, 2017	Quit Claim Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2017 · Amount on File
Deed Sale	Apr 18, 2017 · Amount on File
Prior Sale	Oct 14, 2011 · Amount on File
Deed Book / Page	35804 / 180
Transfer Doc	035804-180
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON MA
Property Address	62 RUST ST, SOUTH HAMILTON, MA 01982-2140
Transaction Type	Mortgage
Record Updated	Apr 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	038872-470
Date	Aug 28, 2020
Book Page	38872/470
Instrument	20200828001730

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2045

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON MA
Recording Date	Apr 18, 2017
Property Address	62 RUST ST, SOUTH HAMILTON, MA 01982-2140
Document Number	35804-180
Book / Page	035804 / 000180
Instrument Date	Apr 17, 2017
Instrument	1704180424
Transaction Type	Transfer
Record Updated	May 9, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,166.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	62 RUST ST HAMILTON MA 01936, HAMILTON, MA 01936

Mortgage

Document Number	35804-182
Date	Apr 18, 2017
Book Page	035804/000182
Instrument	1704180425

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 17, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 62 Rust St was $10,597, up 4.3% from the year before.

Source: Essex County and Hamilton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Hamilton Town
Unified School District	Hamilton-Wenham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,597.00 (+4.28%)	$704,600 (+8.52%) Land $291,800 Building $412,800	$784,105 (+7.92%)
2025	$10,162.00 (+4.81%)	$649,300 (+1.18%) Land $260,000 Building $389,300	$726,560
2024	$9,696.00 (+12.8%)	$641,700 (+21.97%) Land $260,000 Building $381,700
2023	$8,596.00	$526,100 Land $239,400 Building $286,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 62 Rust St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 62 Rust St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMILTON WATER DEPT serves 7,674 people · EPA ID MA3119000
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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